The de facto marriage before February 1, 1994 is protected by law, and the debts owed to the husband and wife for their joint life are joint debts. After February 1, 1994, the de facto marriage no longer exists, and it shall be treated as cohabitation. The debts of one party are not necessarily joint debts.
Article 41 of the Marriage Law of our country stipulates that at the time of divorce, the debts originally borne by the husband and wife for their common life shall be repaid jointly. If the joint property is not enough to pay off or the property belongs to each other, the two parties shall reach an agreement to pay off. If the agreement fails, the people's court shall make a judgment. It can be seen from this that "the debt incurred by the husband and wife for their common life" should be regarded as the joint debt of the husband and wife. The common debts of husband and wife generally include: debts due to daily life; Liabilities incurred due to production and operation; Debts incurred by both or one of the spouses for the treatment of diseases.
