The insurance handling process after an accident is to report the case to the insurance company immediately; Conduct on-site treatment; Carry out fixed loss repair; Submit documents for claim; Loss adjustment; The financial staff of the insurance company will transfer the compensation to the bank account designated by the owner according to the amount adjusted by the claim adjuster.
Legal basis:
Article 27 of the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents
If the insured or the victim notifies the insurance company of the road traffic accident of the insured motor vehicle, the insurance company shall immediately give a reply, informing the insured or the victim of the specific compensation procedures and other relevant matters.
Article 29 of the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents
The insurance company shall, within 5 days from the date of receiving the certificates and materials provided by the insured, verify whether it is an insurance liability, and notify the insured of the results; If the insurance liability does not belong to the insurance liability, the reasons shall be explained in writing; If the insurance liability falls within the scope of insurance liability, the insurance compensation shall be paid within 10 days after reaching an agreement with the insured.
