What is an app for borrowing money and how to borrow money. The app for borrowing money is a financial mobile phone software developed by Beijing Zhipu Huijin Technology Co., Ltd. The goal is to provide users with short-term, small loan services. The general steps of how to borrow money are as follows: first log in to borrow money and spend the app login user name and password to find my - fill in the basic information and improve your information. In the selection column, select - Loan - select any one of them. For example, (auction loan) select application - fill in information - obtain permission - directly borrow money. This is the relevant law about your problem.