Reason for changing the name of the police station to check the credit: the credit report is bound to the original name and ID number, and as long as one of the two is changed, it cannot be checked. If you have changed your name and re applied for a loan or credit card in the bank, you have re established a set of credit files in the credit investigation system. After re applying for a bank loan or credit card, you can find the credit report by your new name and ID card number. But this report has no information before the name change. You changed your name and did not apply for a card in the bank, so you cannot check the credit report. Although the user has changed his name, his ID card is unique and cannot be changed. The credit record of the credit report will not disappear with the change of the user's name. In addition, if you want to query the personal credit report, you need to log in to the official website of the Central Bank Credit Reference Center. There is no other network way to query the credit report for the time being.
Legal basis
Article 18 of the Regulations of the People's Republic of China on Household Registration, the change of a citizen's name shall be handled in accordance with the following provisions:
(1) When a person under the age of 18 needs to change his or her name, he or her parents or the adopter shall apply to the household registration authority for registration of change;
(2) When a person over the age of 18 needs to change his or her name, he or she shall apply to the household registration authority for change of registration.