The premise that the individual loan can be recovered after the lawsuit is filed is that the debtor has property available for enforcement after winning the lawsuit. The debtor can win the lawsuit only if there is evidence of the loan. After the judgment takes effect, the debtor should consciously perform its obligation to repay the debt. If the debtor refuses to perform, it can apply for enforcement. Once the court finds that the debtor has property available for enforcement, it can seal up and detain or transfer it to the creditor.
[Legal Basis]
Article 224 of the Civil Procedure Law states that legally effective civil judgments and rulings, as well as the property portion of criminal judgments and rulings, shall be executed by the people's court of first instance or the people's court at the same level as the people's court of first instance where the property being executed is located. Other legal documents required by law to be executed by the people's court shall be executed by the people's court in the place where the person subjected to execution has his domicile or where the property subjected to execution is located.
