The treatment of civil servants' unpaid debts is the same as that of ordinary people's unpaid debts. Creditors should keep true evidence, such as debt notes. In the case of repeated normal reminders, they should file a lawsuit to the court within the limitation of action. According to: The period for applying for enforcement under Article 239 of the Civil Procedure Law of the People's Republic of China is two years. The provisions of the law on the suspension and interruption of the limitation of action shall apply to the suspension and interruption of the time limit for applying for enforcement. The period specified in the preceding paragraph shall be counted from the last day of the period of performance specified in the legal document; If the legal document stipulates that the performance shall be carried out by stages, it shall be calculated from the last day of each performance period specified; If a legal document does not specify a period of performance, it shall be calculated from the date when the legal document comes into force.
 Article 667 of the Civil Code of the People's Republic of China A loan contract is a contract whereby the borrower borrows a loan from the lender, repays the loan and pays interest when due. Article 668 A contract for loan of money shall be in writing, except where the loan between natural persons is otherwise agreed. The contents of a loan contract generally include terms such as the type, currency, purpose, amount, interest rate, term and repayment method of the loan.
 Legal basis
 Article 667 of the Civil Code of the People's Republic of China [Definition of loan contract] A loan contract is a contract whereby the borrower borrows money from the lender, returns the loan and pays interest when due.
 Article 668 of the Civil Code of the People's Republic of China [Form and content of loan contract] A loan contract shall be in writing, unless it is otherwise agreed between natural persons.
 The contents of a loan contract generally include terms such as the type, currency, purpose, amount, interest rate, term and repayment method of the loan.
 Article 239 of the Civil Procedure Law of the People's Republic of China (2017 Revision)
 The period of application for enforcement is two years. The provisions of the law on the suspension and interruption of the limitation of action shall apply to the suspension and interruption of the time limit for applying for enforcement. The period specified in the preceding paragraph shall be counted from the last day of the period of performance specified in the legal document; If the legal document stipulates that the performance shall be carried out by stages, it shall be calculated from the last day of each performance period specified; If a legal document does not specify a period of performance, it shall be calculated from the date when the legal document comes into force.