You owe Home Credit more than 12000, will you be sentenced?
 Private lending does not constitute a crime and will not be sentenced. If the creditor (Home Credit Company) brings a lawsuit to the people's court, and the debtor fails to perform the effective legal documents after the judgment comes into effect, the plaintiff can apply for compulsory execution. If the person subjected to execution has the ability to perform and refuses to perform, the people's court can impose a fine or detention according to the seriousness of the case. If the case constitutes a crime, criminal responsibility shall be investigated according to law. Article 111 of the Civil Procedure Law, if a litigant participant or other person commits one of the following acts, the people's court may impose a fine or detention according to the seriousness of the case; If a crime is constituted, criminal responsibility shall be investigated in accordance with the law: (1) forging or destroying important evidence to prevent the people's court from hearing the case; （2） Preventing witnesses from giving testimony by means of violence, threat or bribery, or instigating, bribing or coercing others to commit perjury; （3） Hiding, transferring, selling or destroying the property that has been sealed up or distrained, or the property that has been counted and ordered to be kept, or transferring the frozen property; （4） Insult, slander, frame up, beat or retaliate against judicial personnel, litigation participants, witnesses, interpreters, expert witnesses, inspectors or persons assisting in execution; （5） Obstructing judicial personnel from performing their duties by violence, threat or other means; （6） Refusing to perform a legally effective judgment or order of a people's court. The people's court may fine or detain the main person in charge or the person directly responsible of a unit that commits one of the acts specified in the preceding paragraph; If a crime is constituted, criminal responsibility shall be investigated according to law. Article 313 of the Criminal Law [Crime of refusing to execute a judgment or order] Whoever has the ability to execute a judgment or order of a people's court but refuses to execute it, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. Where a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the persons who are directly in charge and the other persons who are directly responsible for the crime shall be punished in accordance with the provisions of the preceding paragraph. Is there anything you don't understand?