After the interest free installment of the credit card is overdue, if the card issuing bank has the minimum repayment function, the minimum repayment function can be used at this time. If the card issuing bank has a grace period, it can actively repay within the grace period. If it is really unable to repay, it can only apply to the card issuing bank again for the handling of procedures such as deferred repayment.
How to deal with the overdue installment of interest free credit card?
If the credit card is overdue after installment, if there is a grace period for repayment, repayment within the grace period is normal repayment.
In addition, the installment of the credit card bill requires a service charge, and if the bill is overdue, it also requires a penalty. The interest rate for different periods is different, and the service charge is also different. In the face of overdue payment after installment, the most important thing is to pay off the debt as soon as possible. As long as the overdue time is short and the user is not malicious, the overdue situation has little impact on the card holder.
What if the credit card can't afford to roll more and more?
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