After the retirement of pension insurance, as long as the number of years for re payment of pension insurance can be accumulated, the retirement of pension insurance still has an impact on individuals:
 (1) The length of service is not calculated during the interruption period of pension insurance, so the seniority salary will be reduced in the future.
 (2) The more pension is paid, the more pension can be received after retirement.
 (3) The pension is based on the average salary of the year of retirement as a parameter, but the time interrupted in life will be accumulated after retirement, and the pension will be calculated one year ahead of the accumulated interruption of 12 months.
 Legal basis
 Article 62 of the Full Text of the Social Insurance Law of the People's Republic of China, if an employer fails to declare the amount of social insurance premiums that should be paid as required, the amount that should be paid shall be determined according to 110% of the amount paid by the employer last month; After the payer completes the declaration formalities, the social insurance premium collection institution shall settle the accounts according to the regulations.
 Article 63 of the Full Text of the Social Insurance Law of the People's Republic of China, if an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection institution shall order it to pay or make up within a time limit.
 If the employer fails to pay or make up the social insurance premium within the time limit, the social insurance premium collection institution may inquire its deposit account with banks and other financial institutions; It may also apply to the relevant administrative department at or above the county level for a decision on the allocation of social insurance premiums, and notify its bank of deposit or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premiums that should be paid, the social insurance premium collection institution may require the employer to provide a guarantee and sign an agreement on deferred payment.
 If an employer fails to pay the social insurance premiums in full and fails to provide guarantee, the social insurance premium collection institution may apply to the people's court to distrain, seal up or auction its property with a value equal to the social insurance premiums that should be paid, and use the auction proceeds to offset the social insurance premiums.