If the borrower changes the purpose of the loan without the consent of the lender, this is a breach of contract. If the borrower changes the purpose of the loan without authorization, the lender may not be able to recover the loan at maturity.
 Therefore, the lender can stop issuing the loan, withdraw the loan in advance or terminate the contract according to the loan contract.
 [Legal Basis]
 According to Article 203 of the Contract Law, if the borrower fails to use the loan for the agreed purpose, the lender may stop issuing the loan, withdraw the loan in advance or terminate the contract.
 (The Contract Law will expire on December 31, 2020)
 According to Article 673 of the Civil Code, if the borrower fails to use the loan for the agreed purpose, the lender may stop issuing the loan, withdraw the loan in advance or terminate the contract.
 (The effective date of the Civil Code is January 1, 2021)