The conditions for advance payment of PICC compulsory traffic insurance are as follows: 1. Traffic accidents within the scope of liability of compulsory traffic insurance. 2. PICC Auto Insurance has received the notice from the traffic management department of the public security organ requesting it to make advance payment. 3. The hospital provided the details and list of rescue expenses. 4. The fund does not belong to the expenses that should be paid by the social assistance fund for road traffic accidents.
Legal basis
Article 21 of the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents
If the road traffic accident of the insured motor vehicle causes personal injury, death or property loss to the vehicle's personnel and the victims other than the insured, the insurance company shall compensate within the limit of liability of the compulsory motor vehicle traffic accident liability insurance according to law.
The loss of road traffic accident is intentionally caused by the victim, and the insurance company will not compensate.
