At the time of divorce, the judgment of the joint property of the husband and wife depends on the specific situation. If the car belongs to a loan, it is not suitable to make a judgment directly, and it should be handled after the complete ownership is obtained. Interpretation of the Supreme People's Court on Several Issues Concerning the Application of the Marriage Law of the People's Republic of China
 （2） Article 20 If both parties fail to reach an agreement on the value and ownership of the house in the joint property of the husband and wife, the people's court shall deal with it according to the following circumstances:
 （1） If both parties claim the ownership of the house and agree to obtain it through competitive bidding, it shall be permitted;
 （2） If one party claims the ownership of the house, the appraisal agency shall evaluate the house at the market price, and the party who obtains the ownership of the house shall give corresponding compensation to the other party;
 （3） If neither party claims the ownership of the house, the house shall be auctioned according to the application of the party concerned, and the proceeds shall be divided. Article 21 If, at the time of divorce, the two parties have a dispute over a house that has not yet obtained ownership or full ownership and no agreement can be reached through consultation, the people's court should not make a judgment on the ownership of the house, but should make a judgment according to the actual situation that the house should be used by the parties. After the parties concerned have obtained full ownership of the houses mentioned in the preceding paragraph, if there is a dispute, they may file a separate lawsuit in the people's court.