1、 How to write a housing loan income certificate? In general, take the housing purchase agreement initialed with the developer and go to the unit to find the competent department. Some are accountants, some are financial supervisors or leaders in charge of this aspect. As long as you sign an employment agreement with the company, it is generally not difficult for you. It is better to print out the payroll for the bank's review. Those who are self-employed only need to provide the industrial and commercial business license and tax invoice. The connotation of personal income certificate: including wages (generally refers to the total annual income), copies of pension insurance payment, certificates of self owned property, certificates of private vehicles, copies of large fixed deposit books, foreign exchange, bonds, gold securities accounts, large life pension dividend policies, etc. 2、 First, pay attention to the format of the income certificate. Second: The income certificate must be stamped with "fresh seal", that is, the copy of the income certificate is invalid. Third: The seal must be the company's financial seal or the company's official seal. And it must be a round seal.