After the occurrence of a traffic accident, if the traffic police department judges the accident according to relevant laws and regulations, it shall determine the responsibility.
Then it shall be handed over to the insurance company or the third party responsible party for compensation. This kind of compensation is limited, and it needs to be borne by itself if it exceeds the limit. Loss includes direct property and indirect property. Medical expenses, work delay expenses, hospitalization nursing expenses, hospitalization board expenses and transportation expenses shall be compensated. After the disability appraisal, the disability compensation, the living expenses of the dependants, and the compensation for mental damage shall be determined according to the level of disability.
[Legal Basis]
Article 1179 of the Civil Code states that if a person infringes upon another person and causes personal injury, he/she shall compensate medical expenses, nursing expenses, transportation expenses, nutrition expenses, hospital board subsidies and other reasonable expenses for treatment and rehabilitation, as well as reduced income due to missed work. If it causes disability, it shall also compensate for the cost of auxiliary equipment and disability compensation; If death is caused, funeral expenses and death compensation shall also be compensated.