Whether the medical insurance card returns money depends first on whether you have a personal medical insurance account, and then on whether the medical insurance account is activated. There are two kinds of medical insurance: basic medical insurance for urban employees and basic medical insurance for urban and rural residents. The main question should be the former, because the latter pays the annual insurance for one year, and the money is paid into the medical insurance pooling fund. There is no personal account for medical insurance at all, so there is no talk of returning the money. However, it is uncertain whether the former urban employees' medical insurance will return money. It needs to be differentiated according to the individual account and status of medical insurance.
How to query the balance of medical insurance card?
The balance of medical insurance card can generally be queried in the following ways:
1. You can take your ID card and medical insurance card to the local medical insurance service center for inquiry;
2. You can call the local social security service center hotline for inquiry;
3. You can take your ID card to the designated drugstore and ask the staff to help you inquire;
4. You can query on the official website of the local social security service center. For example, Changsha can query on the official website of "Changsha 12333 Public Service Platform". After logging in, you can see social security related information, including medical insurance card balance information, social security payment information, etc;
5. You can query on Alipay, enter "urban services" from "convenient life" on the home page, click social insurance, and you can query medical insurance related information;
To sum up, whether the medical insurance card returns money depends first on whether you have a personal medical insurance account, and then on whether the medical insurance account is activated. There are two kinds of medical insurance: basic medical insurance for urban employees and basic medical insurance for urban and rural residents. The main question should be the former, because the latter pays the annual insurance for one year, and the money is paid into the medical insurance pooling fund. There is no personal account for medical insurance at all, so there is no talk of returning the money. Are you clear? Article 23 of the Social Insurance Law, employees shall participate in basic medical insurance for employees, and the employer and employees shall jointly pay basic medical insurance premiums in accordance with national regulations.
Individual businesses without employees, part-time employees who do not participate in the basic medical insurance for employees in the employing unit and other flexible employees can participate in the basic medical insurance for employees, and the basic medical insurance premiums shall be paid by individuals according to the state regulations.
Article 24 The State establishes and improves the new rural cooperative medical system.
Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.
Article 25 The State establishes and improves the basic medical insurance system for urban residents.
The basic medical insurance for urban residents is a combination of individual payment and government subsidies.
The government shall provide subsidies to the individuals who enjoy the minimum living security, the disabled who have lost their ability to work, the elderly and minors over 60 years of age from low-income families, and so on.
Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical insurance and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.
