According to the regulations on the efficiency of electronic automobile insurance policies, the electronic automobile insurance policies can also handle the annual review of vehicles. The car owner can directly take the electronic insurance policy to the vehicle inspection agency to accept the annual audit business of the electronic insurance policy, and only the authenticity of the electronic insurance policy is required to handle the annual audit of the vehicle. However, the vehicle inspection authorities in some regions still do not support the use of electronic insurance policies for vehicle annual review, but support paper insurance policies. Then we can print the electronic policy or apply to the insurance company for the electronic policy.
Legal basis
Article 11 of the Insurance Law
In concluding an insurance contract, the parties shall reach consensus through consultation and follow the principle of fairness in determining the rights and obligations of each party. Insurance contracts are concluded on a voluntary basis, except where insurance is required by laws and administrative regulations.
Article 14 of the Electronic Signature Law of the People's Republic of China
A reliable electronic signature has the same legal effect as a handwritten signature or seal.
