After a traffic accident occurs, the traffic police shall determine the responsibility, and then make compensation according to the proportion of responsibility. If minor accidents can be negotiated, they can be directly reported to the insurance company for handling.
 1. If it is the same responsibility, you can choose to make each claim, that is, you can make your own claim with your own insurance company (this requires the insurance companies of both parties to reach a consensus). This treatment is suitable for situations where both parties have similar injuries. Or the insurance companies can compensate each other (that is, the insurance company of the other car will compensate for this car), which is also suitable for the situation where the damage of both parties is similar. The more complicated thing is that the insurance company pays 50 and the other party pays 50. For the information, only two invoices need to be issued, sharing the maintenance cost equally, and the others are the same (usually the damage between the two parties is quite different).
 2. The primary and secondary liabilities are similar to the same liabilities, but they cannot be compensated separately or mutually (unless the insurance company can reach an agreement). The compensation shall be made according to the proportion of liabilities, and two invoices shall be issued according to the proportion.
 3. Full responsibility. This is a relatively easy situation to deal with. The above two points need to be reported to their respective insurance companies. In this case, only the fully responsible party needs to report for insurance, and all the damages of the three responsibilities should be settled by the fully responsible party. The three liabilities are undamaged, just provide a copy of compulsory traffic insurance.
 4. Unilateral accidents can be reported directly to the insurance company without reporting to the traffic police (minor accidents do not affect road safety).
 5. In case of casualties, the compensation is also similar to the above. The part exceeding the compulsory traffic insurance will be compensated by the three liability insurance. (Medical invoice is required, and imported drugs will not be compensated)
 Attachment: Claim settlement materials: copy of the insurance policy, driver's license (of the reporter), copy of the driver's license, ID card of the insured, copy of the bank card or passbook, certificate of accident identification or on-site survey form of the insurance company, maintenance invoice, and loss assessment form of the insurance company.