There are two kinds of traffic accidents that can be reimbursed from the medical insurance. One is that the traffic accident is all his own responsibility. After the traffic accident, it is difficult to get compensation from the perpetrator, and it is difficult to be reimbursed from the medical insurance. In the traffic accident, he bears part of the responsibility, and his own medical expenses are also difficult to be reimbursed from the medical insurance for the medical expenses caused by his own negligence, It is not included in the payment scope of the basic medical insurance fund, so the medical insurance department needs to reimburse the corresponding medical expenses. Second, the medical expenses shall be borne by a third person according to law. If the third person cannot pay or cannot determine the situation of the third person, the basic medical insurance fund shall pay in advance; However, they still have the right of recourse.
 Legal basis
 Article 30 of the Full Text of the Social Insurance Law of the People's Republic of China:
 （1） Should be paid from the industrial injury insurance fund;
 （2） Should be borne by a third party;
 （3） Should be borne by public health;
 （4） Get medical treatment abroad.
 The medical expenses shall be borne by a third person according to law. If the third person does not pay or cannot determine the third person, the basic medical insurance fund shall pay in advance. After the basic medical insurance fund has been paid in advance, it has the right to claim compensation from a third party.