The borrower's rights: 1. require the lender to provide the loan according to the agreed date and amount; 2. The borrower may repay the loan in advance; 3. The borrower may apply for extension before the repayment period expires. According to the first paragraph of Article 671 of the Civil Code, if the lender fails to provide the loan on the agreed date and in the agreed amount, causing losses to the borrower, it shall compensate for the losses. Article 677 Where the borrower repays the loan in advance, unless otherwise agreed by the parties, the interest shall be calculated according to the actual period of the loan. Article 678 provides that the borrower may apply to the lender for extension of the repayment period before the expiration of the repayment period; The term may be extended with the consent of the lender.
 Legal basis: Paragraph 1 of Article 671 of the Civil Code, if the lender fails to provide the loan according to the agreed date and amount, causing losses to the borrower, it shall compensate for the losses. Article 677 Calculation of Interest Where the borrower repays the loan in advance, unless otherwise agreed by the parties, the interest shall be calculated according to the actual loan period. Article 678 The borrower may apply to the lender for extension of the repayment period before the expiration of the repayment period; The term may be extended with the consent of the lender.