Construction insurance generally does not pay for accidents on the way to and from work. The full name of construction insurance is construction insurance. It is a kind of property insurance, mainly covering civil construction projects of various industries, civil and public utilities. It covers the losses suffered by these civil construction projects when encountering various natural disasters or man-made damage. Therefore, it does not pay for accidents on the way to and from work.
Legal basis
Article 13 of the Insurance Law of the People's Republic of China The insurance contract is formed when the applicant puts forward insurance requirements and the insurer agrees to accept the insurance. The insurer shall issue an insurance policy or other insurance certificate to the applicant in a timely manner. An insurance policy or other insurance certificate shall contain the contents of the contract agreed upon by both parties. The parties may also agree to specify the contents of the contract in other written forms. An insurance contract established in accordance with the law shall become effective upon its establishment. The applicant and the insurer may agree to attach conditions or time limits to the validity of the contract. Article 14 After the establishment of an insurance contract, the applicant shall pay the insurance premium as agreed, and the insurer shall begin to bear the insurance liability at the agreed time.
