Debt refers to the obligation that the debtor undertakes to the creditor according to the law for a certain act or not for a certain act in the legal relationship of debt. Premarital debt is generally the personal debt of the debtor, which is borne by the debtor. However, some pre marital debt will be converted into joint debt after marriage.
If the property borrowed by one party before marriage has been converted into the joint property of the husband and wife, the debt incurred for the purchase of these properties is the joint debt of two people, which needs to be paid back together. And if one of the husband and wife can not prove that the debt is actually personal debt of the debtor, it shall be recognized as joint debt of the husband and wife.
