Online Trading Agreement of Flush Fund

Party A shall consider carefully after fully understanding the risks of remote transaction entrustment and the meaning of Party B's exemption clauses in this agreement to decide whether to adopt remote transaction entrustment and sign this agreement with Party B.

In order to facilitate Party A's handling of fund transaction business in Party B, both parties, in accordance with the provisions of relevant laws and regulations, and in the principle of openness, fairness, voluntariness and good faith, have reached the following agreement on Party B's provision of online transaction services and other related businesses for Party A:

1、 Risk warning

If Party A applies to use Party B's online trading business, Party A is deemed to have fully, completely and accurately understood the risks of online trading, and is willing to bear the legal consequences and investment losses that may arise therefrom. Party B has taken advanced network products and reasonable and effective technical measures to protect the safety of investors' data and trading activities. Nevertheless, in line with the attitude of being responsible for investors, Party B hereby solemnly reminds Party A that the following risks still exist objectively in online transactions, including but not limited to:

1. The Internet is a global public network and is not controlled by any institution. The way of data transmission on the Internet is not completely determined and may be subject to illegal interference or intrusion.

2. The data transmitted on the Internet may be obtained or tampered by some unauthorized individuals, groups or institutions through some channels.

3. Data transmission on the Internet may be delayed due to busy communication, or there may be interruption, pause, incomplete data, data error, etc. for other reasons, which may cause the transaction to be delayed, interrupted or paused.

4. Various information published on the Internet (including but not limited to analytical and predictive reference materials) may make mistakes and mislead investors including Party A.

5. Party A's online transaction identity may be disclosed or counterfeited.

6. The computer used by Party A may affect the transaction time or transaction data caused by Party A and cause losses to Party A due to performance defects, quality problems, computer viruses, hardware failures and other reasons.

7. Party A's lack of computer application and operation ability or Internet knowledge may affect Party A's transaction time or transaction data, thus causing losses to Party A.

8. Account or password disclosure due to Party A's own negligence may cause losses to Party A.

9. Other risks or matters that may cause losses to investors.

2、 Interpretation

Unless otherwise specified in this Agreement, the following words have the following meanings:

1. Online transaction service: refers to the services provided by Party B to the investor (Party A) in accordance with the provisions of this Agreement, such as issuing transaction instructions and information inquiry through the online transaction system of Flush Fund or the third-party payment system of online transaction of Flush Fund.

2. Investor (Party A): refers to the investor who conducts online transactions through the online trading system provided by Party B in accordance with the fund contract and the fund prospectus of the fund sold on a commission basis by Party B. At present, it only refers to individual investors.

3. Fund account: refers to the account opened by the fund registrar for the investor to record the fund shares held by him/her in the fund sold on a commission basis by Party B, changes in the shares and basic information.

4. Transaction account: refers to the account opened by Party A to record the purchase and sale of the fund shares and changes in the shares of the fund sold on behalf of Party B through Party B's "Flush Love Fund" APP or online trading system.

5. Fund subscription: refers to Party A's application to purchase fund units during the raising period of the establishment of open-ended funds.

6. Fund subscription: refers to the application of Party A to purchase fund shares after the open-ended fund contract takes effect.

7. Fund redemption: refers to the behavior of investors holding fund units to redeem fund units through Party B's system during the duration of the open-ended fund after its establishment.

8. Fund custody transfer: refers to the act of Party A to transfer its fund shares from the trading account of one sales institution to the trading account of another sales institution.

9. Fund conversion: refers to the behavior that Party A applies to the fund manager through Party B's system to convert the fund units of the fund (hereinafter referred to as "transfer out fund") it originally held into the fund units of other funds (hereinafter referred to as "transfer in fund") managed by the fund manager during the existence of the fund.

10. Net value of fund units: refers to the value of the net value of fund assets on the calculation date divided by the total number of fund units on the calculation date.

11. T day: refers to the working day confirmed by Party B when Party A submits a valid application.

12. T+n day: refers to the nth working day after T day (excluding T day).

13. Working day: refers to the normal trading day of Shanghai Stock Exchange or Shenzhen Stock Exchange.

14. Open day: refers to the working day for Party A to handle fund business.

15. Flush Fund Online Trading System: refers to the website: https://www.5ifund.com/ Fund trading system.

16. The third party payment institution for online transaction of Tonghua Shun Fund: refers to the company or bank that cooperates with Party B and has the qualification of fund third party payment.

17. The Agreement on Withholding Authorization and Deduction of Third Party Payment Institution for Online Transactions of Flush Funds: refers to that when Party A purchases funds or other financial products through Party B's system (if any), after submitting an electronic payment instruction to Party B, Party B is authorized to initiate a withholding payment instruction to the bank/third party payment institution, It is also agreed that the bank/third-party payment institution shall transfer the funds in Party A's deduction account to the account designated by Party B according to the instructions sent by Party B. See Annex 1 for details.

3、 Service content

The content of online trading service described in the agreement includes account opening, account data change, subscription, subscription, redemption, conversion, transaction cancellation, dividend method change, transaction password modification, relevant information inquiry and other businesses.

4、 Party A's commitment

1. Party A has understood and fully understood the risks that may be suffered by using online transactions, and is willing to bear such risks and possible losses.

2． Before signing this agreement, Party A has carefully read all the terms of this agreement, including Party B's exemption clauses, and has accurately understood their meanings.

3. Party A confirms that it has read, understood and accepted all the contents and provisions of the fund contract, fund prospectus and business rules of the fund sold on a commission basis by Party B. Party A voluntarily handles the fund business through Party B's online trading system, and promises that the above business will be treated as if Party A went to Party B's counter to handle it in person.

4． Party A guarantees that the source of funds used to invest in the fund or other products sold by Party B on a commission basis is legal, otherwise all responsibilities arising therefrom shall be borne by Party A.

5． Party A guarantees that the information entered is true, accurate and effective and assumes responsibility for it. In case of any change, Party A shall timely change the relevant data. Party A shall bear the possible losses caused by Party A's failure to timely change relevant data.

6． Before purchasing the fund, Party A shall carefully read the fund contract, fund prospectus and other relevant documents, understand the relevant risks and bear the profit and loss results of the fund itself. After Party A purchases funds and other products, it is necessary to pay close attention to the product dynamics at all times. We will disclose the relevant announcements of product operation to Party A through the official website, client, etc.

7. Party A promises to independently use the online transaction service specified in this contract and not share it with others; Party A will not use the system to engage in fund agency trading business and collect any fees from it.

8. Party A shall ensure the safety and reliability of its equipment used for online transactions. Party B shall not bear any responsibility for economic losses caused by Party A's equipment failure, communication failure and other reasons.

9． Party A shall assume the confidentiality obligation of its transaction password, bank card payment password, SMS verification code, etc. Party A shall assume the confidentiality obligation of its transaction password. All operations performed by using Party A's password to log in to Party B's system shall be deemed as effective operations handled by Party A. Party A shall bear the losses caused by the disclosure of confidential information due to Party A's negligence or other reasons, and Party B shall not bear any responsibility for this.

10. When Party A finds or has reason to believe that an unauthorized person is using or may use his/her account and password, he/she shall immediately contact Party B, and Party A promises to take corresponding protective and preventive measures.

11. Party A promises not to attack Party B's network or damage Party B's system in any way, otherwise it will bear the losses caused to Party B or any third party.

12． Party A shall bear full responsibility for the results of its entrusted activities or operations, and promise to pay any losses suffered by Party B due to its breach of contract.

13. Party A shall not transfer part or all of its rights or obligations under this Agreement to any third party.

14. Party A shall not use credit cards and bank cards of any kind to buy and sell the funds sold by Party B on a commission basis for overdraft, otherwise the disputes arising therefrom shall not be related to Party B.

15． Party A promises that the electronic transaction data retained or obtained by Party B is the only valid evidence of Party A's transaction behavior, and acknowledges that it is equivalent to the legal document signed in writing.

16. In order to protect the security of Party A's transaction data, Party A shall use the browser approved by Party B when conducting online transactions. If Party B uses other software or equipment that does not meet the requirements to enter the website of Party B, Party A shall bear any losses or consequences arising therefrom.

17． Party A knows and promises that if Party A opens an account, changes a bank card, cancels an account and other operations, it shall fill in relevant information or submit relevant materials to Party B according to Party B's requirements, and Party B shall check the information to ensure the safety of Party A's personal account.

18． In order to improve the user experience and better provide Party A with fund sales services, Party A agrees that: Party B can provide the following services to Party A by phone or SMS, including but not limited to the prompt of transaction results, product launch reminder, product recommendation, investment advisory services and account opening return visit, after-sales return visit, etc.

five Party B's commitment

1. Party B shall abide by relevant laws, regulations and rules, and be willing to be bound by all the terms of this Agreement.

2. The system security, data backup and fault recovery means of the remote entrusted system provided by Party B comply with the regulations of the regulatory authority.

3. Party B has the obligation to keep confidential the entrustment information, entrustment matters and passwords of Party A. If Party B discloses the entrustment matters and account opening information of Party A without the explicit consent of Party A, resulting in economic losses to Party A, Party A's right of claim is limited to the scope of real losses. However, Party B shall not be limited to provide Party A with relevant information in accordance with relevant laws, regulations and rules or the requirements of relevant judicial and administrative authorities.

4. On the effective date of this agreement, Party B shall open the entrustment method agreed in the agreement for Party A.

5. In case of communication failure, network interruption, line blockage and other circumstances that make it impossible to apply for entrustment through the agreed entrustment method, Party B will provide Party A with other remote entrustment methods (subject to the entrustment methods included in the service agreement signed with Party A).

6、 Special tips

1. Prompt for online transaction acceptance conditions: investors can enter relevant channels to open online transactions through online transaction system page guidance.

2. Prompt for the opening, use, change and termination of online transactions: If Party A wants to open, use, change and terminate online transactions, it must follow the process specified by Party B.

3. Prompt for payment business: Party A shall handle the fund payment according to the requirements of Party B or the third party payment institution for online transaction of Flush Fund. The change of the payment channel rate of the online transfer system or the change of Party B's relevant sales policies may have an impact on the rate of investors' online transactions and fund payments.

4. Password prompt: Party A shall set and properly keep the transaction password when opening online transactions.

5. Tips for entrustment: (1) The entrustment issued by Party A through online transaction shall be subject to Party B's system records; (2) If Party A uses online transactions, it shall pay the related fees incurred, such as internet access fees, telephone fees, transfer fees, and related fees incurred for business sending materials.

7、 Disclaimer

Party B shall not be liable for Party A's losses caused by the following circumstances:

1. Power failure, network system failure and computer failure caused by earthquake, fire, typhoon and other force majeure.

2. The entrusted system cannot operate normally due to problems such as communication line fault, communication technology defect, computer hacker or computer virus of the telecommunications department.

3. Party A suffers losses due to major changes in laws and policies, or emergencies caused by unpredictable and uncontrollable factors of Party B.

4. Party A suffers losses when it is unable to apply for entrustment through the agreed entrustment means in time due to communication, network interruption, congestion and other circumstances.

5. Party B fails to receive Party A's application information on time or in a timely manner due to Party A's equipment or communication failure or equipment failing to work normally, or Party B receives Party A's application information incompletely, resulting in Party A's loss.

6. Party A suffers losses due to Party A's wrong operation of equipment and wrong understanding of relevant information.

7． The transaction password or bank card payment password is disclosed or lost due to Party A's intention, negligence, negligence and other reasons, resulting in Party A's loss.

8． Party A's transaction password and other important information are leaked or lost due to hacker attacks, electronic viruses and other reasons not attributable to Party B, thus causing losses to Party A.

9. Other exemptions of Party B stipulated by laws and this agreement.

8、 Effectiveness and change of the agreement

1. This Agreement shall come into force from the date when Party A accepts this Agreement.

2. Party B reserves the right to modify, delete or add the contents of this agreement.

3. If Party B modifies, deletes or adds the contents of this Agreement, it will publish the matter in writing on Party B's website and business premises or notify Party A in other ways recognized by Party B.

4. After the signing of this Agreement, if the relevant laws, regulations, rules of the regulatory authorities, the Fund Contract, the Prospectus and other documents that Party B and Party A should jointly abide by are revised, the contents and terms of this Agreement that are incompatible with them will automatically become invalid, but other contents and terms of this Agreement will continue to be effective.

5. This agreement shall be terminated in one of the following circumstances: (1) Both parties sign a written agreement to terminate; (2) Party A dies or no longer has the corresponding civil capacity; (3) Party A cancels the transaction account set up in Party B under this Agreement; (4) This agreement cannot be continued due to force majeure; (5) If one party breaches this Agreement, the other party shall notify the other party in writing to terminate this Agreement; (7) Party A cancels online trading through the counter or online; (8) Other circumstances stipulated in laws, regulations and fund contract.

6. Annex 1, as an effective supplement to this Agreement, has the same legal effect as this Agreement.

9、 Dispute resolution

Any dispute between Party A and Party B shall be settled through negotiation as far as possible; If the negotiation fails, either party has the right to file a lawsuit to the people's court where Party B is located.

Annex 1

Withholding Authorization Deduction Agreement

Dear customer: In order to protect your rights and interests, please carefully read the terms of this agreement (especially those with bold headings or words) before signing this agreement. Understand their rights and obligations, provide personal information reasonably and prudently, and safeguard their legitimate rights and interests. If you have any doubt or ambiguity, please consult your lawyer and relevant professionals.

The Withholding Authorization Deduction Agreement is made by the user (i.e. Party A) and

Zhejiang Tonghua Shun Fund Sales Co., Ltd. (Party B) jointly signed this agreement. Your acceptance and agreement to this agreement means that you have fully understood and understood the content and meaning of this agreement, and are willing to abide by this agreement. Both parties agree that this agreement takes effect.

Article 1 Description of withholding authorization

1. Party A is a customer who has registered an account on Party B's platform and purchased Party B's products, and shall designate its bank account with reserved mobile phone number in the bank as the deduction account.

2. Party A shall bind its registered account with Party B and the designated bank deduction account according to the operation process of opening product withholding provided by Party B.

3. The "bank" mentioned in this article refers to the bank that has been designated as the deposit bank of the deduction account when Party B purchases Party B's products.

4. "Third party payment institution" refers to the third party institution that cooperates with Party B in fund sales withholding business and is qualified for payment business.

five . Party A authorizes Party B as follows: when Party A purchases funds or other products, it submits an electronic payment instruction to Party B, authorizes Party B to initiate a withholding payment instruction to the bank/third-party payment institution, and agrees that the bank/third-party payment institution will transfer the funds in Party A's withholding account to the account designated by Party B according to the instruction sent by Party B.

Article 2 Scope of application and payment limit of deduction

Both parties have reached an agreement through consultation that the withholding business should be used to purchase the funds and other products of Tonghuashunai Fund Network, and should not be used for transfer business, financing business, margin business and all other businesses.

Party B and the bank/third-party payment institution have the right to stipulate or adjust the default transaction limit according to relevant laws and regulations and business operation needs, and Party B shall publicize it on the relevant pages of its website.

Article 3 Transaction verification method of deduction

1. Both parties agree to adopt from The bank/third-party payment institution conducts transaction verification by sending Party A's identity information and contract information (including but not limited to: contract number or account owner number, account number) to the bank/third-party payment institution when Party B sends the withholding payment instruction. The bank/third-party payment institution matches whether it is Party A according to the above elements to complete transaction verification. 　

Article 4 Rights and obligations of Party A

1. Party A shall, according to the process prompts provided by Party B on the client or web interface, correctly specify the registered account and the deduction account in the bank of Party B, and bind the registered account and the deduction account.

two . Party A cannot request to change or cancel the submitted electronic payment instruction.

3. Party A shall properly keep the information of its registered account with Party B and relevant passwords and verification codes, and shall not disclose them to others, Party B shall not be liable for any capital loss caused by Party A's improper custody of the registered account information, password and verification code.

four . Party A shall properly keep his/her account information and password of Aiji Fund, key information of bank account (password, validity period, CVV2 code, bound mobile phone number, etc.), digital certificate of online banking and its password, identity card information, and shall not disclose the above information. Party B and the bank/third-party payment institution shall not be liable for any loss caused by Party A's improper custody.

five . Party A knows and agrees that for Party B's transaction website and bank/third-party payment institution payment system, all operations performed after using the relevant account, certificate and password owned by Party A and logging in through verification shall be deemed as Party A's own acts, and the consequences of such acts shall be borne by Party A.

six . Party B may change this Agreement, suspend or terminate the payment and settlement service, and publicize it through Party B's website, based on the implementation of national laws and regulations, policies, external regulatory provisions, maintenance of customer rights and interests, protection of transaction security, system upgrading, improvement of service quality and other reasons. If Party A does not agree, it can terminate the service after performing its obligations under this agreement. The "laws and regulations" in this agreement include laws, administrative regulations, local regulations, rules, judicial interpretations and other provisions with legal effect.

Article 5 Rights and obligations of Party B

1. Party B shall take effective measures to ensure that the customer's name, account number, transaction amount and other transaction information can be confirmed before the execution of the payment order, and notify Party A of the result in a timely manner after the completion of the payment order. If the payment order cannot be handled normally due to transaction timeout, no response or system failure, Party B shall prompt Party A in a timely manner; If the payment order is not executed, not properly executed or delayed due to Party A's reason, Party B shall take the initiative to notify Party A of such situation.

2. Party B shall not tamper with Party A's instructions, nor counterfeit Party A's instructions, nor increase the amount of deduction; Party B shall be responsible for handling and assuming corresponding responsibilities if Party C claims the rights of Party C for Party A's payment and settlement services such as deduction due to Party B's implementation of the above behaviors, and Party B shall be responsible for solving the losses caused to Party A.

3. Party B is responsible for providing Party A with products or services, business inquiry, consultation, complaints and other e-commerce services.

four . Party B shall ensure the security, confidentiality and integrity of the transaction data, and ensure the authenticity, integrity, traceability and consistency of the transaction information throughout the payment process, and shall not tamper with or conceal the transaction information.

5. Party B shall not be liable for the following circumstances:

a、 The transaction order exceeds 180 days.

b、 The customer divulges his own information (including but not limited to transaction password, verification code sent by the bank or Party B, identity information, etc.) to a third party, resulting in loss of funds.

c、 Party B shall not be liable for Party A's losses caused by the bank/third-party payment institution.

d、 Our company will not compensate for the fund loss after the user's fund returns to the bank card.

e、 Scope of moral hazard in transaction disputes:

(1) After Party B's verification, it is confirmed that the cardholder himself or the cardholder cooperates with others, or the customer does not operate in accordance with this provision.

(2) After verification and confirmation by Party B, the case is committed for the direct family member of the cardholder (including but not limited to the situation that the public security and other judicial authorities determine that the card is used by his or her relatives, or find that the IP address of the transaction payment is consistent with the IP address used by the cardholder in the past through technical means).

6. Party B has the right to modify or terminate this Agreement according to relevant laws and regulations or regulatory requirements or according to business operation, and Party A guarantees that it will not hold Party B accountable.

Article 6 Abnormal Accounting Treatment

1. If Party A finds that the deduction amount is inconsistent with the transaction amount, or the transaction is not authorized or participated by Party A, it can timely inquire Party B. After acceptance, Party B will check the deduction information with Party A.

Article 7 Customer Information Protection

1. Party B will strictly keep Party A's customer information confidential. During the validity period of this agreement or after the termination of the business relationship between the two parties, Party B will keep and handle Party A's information in strict accordance with the provisions of laws and regulations and the agreement with Party A.

Article 8 Disclaimer

1. In case of force majeure events such as natural disasters, or other unforeseen extraordinary circumstances, or network and communication failures, which cause Party B, the bank/third-party payment institution to be unable to perform the agreement, suspend or terminate the withholding service, Party A guarantees that it will not investigate any responsibility of Party B, the bank/third-party payment institution.

2. If Party B is unable to perform the agreement because the bank account bound by Party A has been closed or the account status is abnormal (loss reporting, freezing) or the account has been frozen, deducted or closed due to judicial or other reasons, Party B will not bear any responsibility.