From: Red Star News
Red Star News Network (reporter Li Huiying) reported on April 29 "Without submitting any paper materials, the online application was completed in three minutes, and the loan arrived in one second, which was really convenient!" Referring to the experience of using the product "Shudan Quick Loan - Online Business Loan", Ms. Zhan, the head of a rural small and micro enterprise in Dujiangyan City, Chengdu, gave a thumbs up. Thanks to the official operation of the innovative product "Shudan Fast Loan - Online Business Loan", on April 28, Ms. Zhan applied online without submitting paper materials and reviewing. In just one second, 300000 yuan of guaranteed loan was received. With this fund, the expansion of small and micro enterprises has been supported by "living water".
Focusing on solving the problems of financing difficulty, high financing cost and slow financing that cannot be fully covered by traditional credit services, such as small amount, short term, high frequency and geographical dispersion of funds used by small and micro enterprises, farmers, self-employed businesses and other market entities in Sichuan, Chengdu Yimin Group The subordinate Chengdu Rural Guarantee Company insists on "linkage of guarantee system+coordinated linkage of bank guarantee", actively cooperates with Sichuan Re guarantee Company, Chengdu Re guarantee Company and other guarantee agencies, and strengthens cooperation with Ant Group After six months of unremitting efforts, the exchange and cooperation of its online commercial banks successfully launched a 5 billion yuan credit scale batch guarantee innovative product - "Shudan Fast Loan - Online Commercial Loan" in April this year.
The product implements "online application, immediate loan payment and batch guarantee", and optimizes the credit application process by relying on the big data measurement function of Alipay platform. In terms of approval procedures, the "310" mode is adopted, that is, three minute application, one second loan and zero manual intervention, so as to realize 7 × 24 hour loan anytime and anywhere, and effectively improve the efficiency of guaranteed loan service.
"Shudan Fast Loan - Online Business Loan" has been running for less than one month, and has supported more than 1000 market entities such as small and micro enterprises in Sichuan, with the loan amount exceeding 100 million yuan, providing accurate, efficient and preferential guarantee support for the development of the real economy.
Massive information, accurate interpretation, all in Sina Finance APP
