1. Comprehensive accident insurance has a wide coverage and the highest cost. Death or disability caused by any accidental injury can be covered by it.
2. The scope of traffic accident insurance protection is accidents caused by traffic, including aviation accidents, passenger public transport accidents, railway ship accidents, rail transit accidents, etc. Currently, there are two main modes to buy traffic accident insurance: one is flexible, with various insurance amounts freely matched, unrelated, many choices, but the price is a little expensive; The other is a fixed type. After determining one insurance amount, the insurance amount for other accidents will be automatically generated proportionally. For example, if you buy an aviation accident of 1 million yuan, you can automatically generate 200000 yuan for a train accident and 100000 yuan for a car accident. The insurance amount for the last two items is automatically generated and cannot be changed!
3. Tourism accident insurance covers skiing, rock climbing, diving and other accident insurance. It will provide cost guarantee for travel kidnapping, illegal detention, return of dead bodies and other events.
4. It should be noted that traffic accident insurance is only applicable to traffic accidents, generally referring to accidental injuries caused by overturning, falling, sinking, fire, or collision with other objects. If the accident is caused by other things inside the vehicle, such as being squeezed out of the platform in the subway station or being stabbed by someone in the bus, it is not included in the scope of protection!