Time deposits, also known as "time certificates of deposit", refer to deposits in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity. The term of time deposit generally includes month, month,,,,,,,, and even longer. The longer the term of time deposit, the higher the interest rate.
Taking ICBC as an example, the interest rate of fixed deposit is as follows:
Month, interest rate;
Month, interest rate;
Interest rate;
Interest rate;
Interest rate.
In addition, there are two interest rates for fixed deposits: the official website interest rate and the outlet listing interest rate, but they are basically subject to the listing interest rate. The interest rates of different outlets of the same bank are also different. Please consult the bank staff for details.