When to repay the house loan after buying a house, there are generally circumstances: first, the loan is made this month, and the repayment is made that month; The second is to make loans in this month and repay in the next month.
After the case is closed, the counter will notify to receive the loan materials, including the relevant notice issued by the bank, which will inform the repayment date and amount. For details, please consult the lending bank.
Information required for housing loan:
First of all, you need to have the ID card of the buyer. In addition, you need the original household register of the buyer. In addition, you need copies of these documents. If you get married, you need the joint certificates of both husband and wife.
In addition, you need to prepare the original of your marriage certificate and two copies of your marriage certificate when you buy a house on mortgage. At the same time, you need to provide the marriage certificate or marriage certificate of the buyer. In addition, if it is divorce, you need divorce certificate and divorce remarriage certificate.
When you buy a house on mortgage, you need to have a loan qualification, so when you buy a house, you need to prepare your own original income certificate. In addition, if you don't have a unit, you need the relevant department of the community or the region to issue a certificate. If you are married, you need the certificates of both husband and wife.
In addition to the above certificates, it is also necessary to prepare daily bills, which should be at least half a year or more, generally more than twice the monthly payment, and provide driving permits, stocks and other materials that can prove the repayment ability.