The following jobs can be done when studying finance:
1. All commercial banks of financial institutions;
2. Insurance, securities, fund investment and wealth management companies;
3. If you have an accounting certificate, you can go to the accounting office. Finance majors have a wide range of employment directions. Graduates of finance majors can work in institutions, banks, insurance and financial related institutions.
Finance major is good for employment
Finance and finance are the products of modern economy. In ancient times, it was mainly farming and agricultural economy, mainly barter and simple currency circulation. There was no finance or finance at all. For example, in China, some financial theoretical views are scattered in various ancient books and records on the issue of "goods". As an independent discipline, it was first formed in the West, called "money and banking". Modern Chinese finance was introduced from the West, and there were various schools of money and banking theories from classical economics to modern economics.
Finance is a discipline that focuses on the economic activities of financing money and monetary capital. It specifically studies how individuals, institutions, and governments acquire, spend, and manage funds and other financial assets. It is differentiated from economics.
The majors related to finance include: financial management, enterprise organization and environment, business communication, international finance, securities and futures, quantitative methods, economics, accounting, management information technology, financial management, and financial law.
What is the prospect of finance
Finance majors have very high requirements for students' mathematics. From the current distribution of financial disciplines, there are more promising professional directions: corporate finance, risk management and control, actuarial insurance, securities investment, etc. Financial talents who have studied advanced mathematics are more popular, especially in securities and insurance, such as actuaries.
There are many colleges and universities in this major, with high postgraduate entrance examination scores and high attention from famous universities.
The employment of graduates is mainly concentrated in: 1. financial management departments, such as local and municipal branches of the People's Bank of China, various departments of the CBRC, and various provincial securities regulatory bureaus;
2. Financial institutions, such as branches and branches of state-owned and commercial banks;
2. Securities companies; Insurance companies; Other credit and investment financial institutions;
3. Intermediaries, such as accounting firms; Investment and financing departments of various enterprises.
What does finance major do after all?
Since 2006, the finance major has received more and more attention from the state, especially in major cities. This major will have courses in banking, securities, futures, foreign exchange, insurance, accounting, finance, management, marketing, etc. It is very useful to learn professional courses carefully in the future I graduated in this year, and now I am working in Beijing for my major. The professional courses of our school's finance major are really useful. Many students after graduation said so Even if you do not engage in the professional work after graduation, your financial philosophy and financial and economic understanding will benefit you for life (Harbin Business University) Graduated from finance has three employment directions, banking, insurance and securities. The bank is the most stable with good welfare, but it is difficult to enter. Insurance is the best, and it is also the most tiring and stressful. Securities must have some experience to go, generally just graduated is not suitable to do. For example, I am working in finance now. To work in finance, you need to take an accounting certificate first. Some small businesses do not need this. You can take an exam while doing it. The best way to learn finance is to go to the bank. Everything else is unstable. But I'm a boy. I'm going to do finance for a period of time, and then turn to sales. Because work can only support the family, and only doing business and being a boss can make a living. (Zhongnan Financial Politics and Law) After graduation, the situation of financial undergraduate students should be divided into two parts. The first part is that you have enough talent to take the postgraduate and master's examinations. You must not worry about finding a job when you come out. But just from the current situation in Dalian, financial master's students are not popular. If possible, Studying abroad for master's degree should be the most promising way; Now I will focus on the second part, that is, the part of graduates who did not take postgraduate examinations and went abroad after graduation. In fact, these students are in an awkward position in the society of Dalian. Either you have CET-6 and a Japanese Level 1 and Level 2, In this way, you can simply go to a foreign-funded enterprise to do process accounting (however, since you are doing accounting, why study finance when you are a beginner of accounting!) or those with excellent ability may be recruited by a foreign-funded bank to do internships. Of course, the above two items are based on having English Level 6 and Japanese Level 2! And then you have a great chance to win a seat in the recruitment of state-owned banks, and then take more than 2000 monthly income, and sink! Of course, the big way is that your family can become a big customer of the bank, that is, a capital deposit of more than 10 million yuan, or a leader of a large department in the city. The last part is more miserable. Go to securities, go to insurance, or simply change careers! In fact, to be fair, whether studying finance at home or abroad, you must learn how much a master's degree can do for the society. After all, what finance requires to learn is more that you can learn in the period of graduate school. What's more, you can learn in this science is not enough to do finance and do accounting, and you don't have someone else's major in accounting! So going to graduate school is the fundamental way out (Heilongjiang University) What can you do after learning finance?
The direction of studying finance and employment is very wide, including the following aspects. 1、 The Central (People's) Bank, the Banking Regulatory Commission, the Securities Regulatory Commission and the Insurance Regulatory Commission are the financial regulatory bodies. It should be the first choice for financial graduate students to enter the industry supervision and management department as a financial officer. First of all, China's finance is based on macroeconomics and financial market macro-control. Professional application is easy to start, and policy grasp is in place; Secondly, after working in the industry management department for three or five years and then entering the practice organization, at least one mid-level position can be given. Its limitation is that it is difficult to enter the competent departments of these industries, and may also need background support. It is difficult for undergraduates to enter unless they are really excellent. 2、 Commercial banks include four major banks and joint-stock commercial banks, city commercial banks, and domestic branches of foreign banks. It is a good choice for graduates to enter the four state-owned commercial banks first. With certain banking experience and professional background, it is more likely to go to joint-stock commercial banks or foreign banks in China. At first, many students joined in the four state-owned banks. After the rapid development of urban joint-stock commercial banks, they changed jobs and became the backbone of urban commercial banks and joint-stock commercial banks. Many of them became middle managers, and a few became senior leaders. The flexible and pragmatic way of appointing cadres without regard to seniority in urban commercial banks and joint-stock commercial banks has made the four major banks the "Whampoa Military Academy" for their professional talents, and this situation is still continuing today. In addition, although there are some leftover bureaucratic habits in the four major state-owned industries, their stable income, less pressure and higher welfare level are still attractive, especially for female students. It is suggested that friends who are interested in the four major state-owned commercial banks focus their professional direction on commercial bank management, international finance, monetary policy, etc. 3、 China Development Bank, Agricultural Development Bank of China and other policy banks. Policy banks such as CDB and Agricultural Development Bank of China are also better choices, but their work nature is similar to that of civil servants. The financial business is not prominent. It is a place where people rely on policies to feed. The benefits of personal career are relatively weak compared with industry regulators and commercial banks. If you want to become a temporary climate in the financial field, you'd better not choose such a unit. However, at present, the salary level of such units is better than that of commercial banks, which has become the highlight of attracting graduates' attention. 4、 Securities companies (including fund management companies), trust and investment companies, financial holding groups and other financial companies with high risks. Securities, trusts and funds all rely on risk management. There are industry system risk factors, but they are all thriving. It is relatively easy to make money, and short-term returns are high (and risks are also large). They operate according to the real enterprise management mechanism. If you want to develop and make achievements in the professional field, it is an excellent choice in this industry. Many fund managers Investment bank managers are paid more than one million yuan annually. The difficulty is that the educational requirements are gradually increasing. The minimum requirement is a master's degree. Compared with banks and other financial institutions, they have higher requirements for personal investment management and financial operation ability. If they are interested in these industries, they can choose the professional direction of securities investment, financial market and financial engineering, This is also a good choice. Recently, the trust industry has re emerged, adding a new choice for graduates of finance and other majors. The operation strategy of its big investment bank has led it to follow the elite line in the use of personnel. In the investment industry, there is a saying that "80% of the company's profits are created by less than 5% of the employees". The current employment ideas of the three companies mentioned above are to actively tap new talents, and they are the ones with the strongest personnel mobility in the financial industry. The elite talents who are interested in risk management, travel all day long, suffer from chronic stomachache and have no fixed residence may choose this industry. Of course, there is no denying that the return of this industry is proportional to the investment. It is suggested that male students should choose this industry for further development. 5、 Four major asset management companies, financial leasing companies and guarantee companies. The four asset management companies are similar to policy banks, and their purpose and role at the beginning of establishment are gradually fading. The financial leasing and guarantee industry is developing rapidly, so we can consider entering it. Of course, if we have experience in banking and securities, we should be more effective in this industry. 6、 Insurance companies and insurance brokerage companies. Social Security Fund Management Center or Social Security Bureau. Insurance companies can refer to the analysis of commercial banks. After years of experience in insurance marketing and risk management, there is still much to be done by insurance companies under the opportunity of rapid growth of domestic joint-stock insurance institutions and the entry of foreign insurance institutions. Actuarial insurance is very popular. The social security center and the financial audit department are places for elderly care, which are more stable and less flexible. Of course, friends who want to get a steady return may wish to consider them as an option. 7、 Securities Department, Finance Department, Securities Affairs Representative, Board Secretariat, etc. of listed (to be listed) joint-stock companies. The working experience in the securities department of a listed company is also acceptable. It is congenitally across the securities industry and has a foothold to develop. If you have done IPO preparation in the whole process, it will be more beneficial to your future career. It requires a high level of financial and industrial analysis ability, so you should strengthen your study in this area. 8、 The government administrative agencies such as finance, audit, customs departments, etc. in the order of national civil servants; Teachers of finance and finance in colleges and universities; Researchers of research institutions. Universities and research institutes are the first choice for students who are interested in doing academic work, which is obvious.
