1、
The definition is different: the seven insurance and two funds are different from the five insurance and one fund. The five insurance and one fund are legal benefits that must be paid by the company. The seven insurance and two funds are not mandatory by the state, but are paid by the company voluntarily to employees. They can be regarded as a kind of care for employees by the company. These benefits can be found in some powerful large enterprises
2、
The scope is different: seven insurances and two funds have more long-term care insurance, supplementary medical insurance, and enterprise annuity than five insurances and one fund. Long term care insurance is called "the sixth social insurance insurance", and some companies have "six insurances and one fund". Long term care insurance is the extra insurance, which is for those who have become ill in years and have lost their ability to live for a long time and need the care of nurses. What is the main role of insurance? 1. When a user suffers from a disease, insurance can provide a working capital for medical treatment: everyone may face a disease. When a disease occurs, the user will need to go to the hospital clinic for treatment. Treatment will not only delay the user's work, but also require the user to invest a lot of money to see a doctor, It will also bring certain economic pressure to users. If the user selects the major disease insurance, when the user has a disease in the details, the insurance company will pay according to the promised amount. After the user obtains the asset, it can be used for medical treatment and later life, which not only saves costs but also relieves the pressure to see a doctor. 2. When the user encounters an unexpected accident, Insurance can provide users with a working capital for accidental damage. No one can predict what kind of accidents will happen to individuals. When users encounter accidents, their work and life will be affected, and their income will also be affected, affecting the normal life of the family. If users have paid accident insurance before, when users have an accident, the insurance company will pay according to the promised amount. Users can use the money to solve sudden situations and prevent sudden accidents from causing difficult life. 3. When users' income decreases, insurance can provide users with certain economic security: when users retire, The revenue will decrease. When children go to college, they will incur a relatively large amount of expenditure, which will bring some pressure to the users' lives. Insurance can alleviate these pressures.