1. Personal identity data: The borrower shall provide the ID card, household registration book, marriage certificate (divorce certificate), both originals and copies. If there is a guarantor, the guarantor shall also provide these data.
2. Business certificate: business license, and relevant qualification shall be provided for special business (for example, catering business license shall be provided additionally for catering, and hotel shall provide sanitation license, special industry business license and fire protection qualification opinion, etc.); Real estate certificate or house ownership certificate or house sales contract shall be provided for self owned house operation, and lease contract shall be provided for leased house operation; It is better to take a few more photos of the shop (enterprise) facade and internal operations, which will help the reviewers evaluate the loan application more intuitively.
3. Business data: purchase order (contract), shipment order (sales contract), continuous inventory table, manual journal, engineering contract, transfer voucher (including bank online banking transfer, WeChat, Alipay), etc. directly reflect the business situation; The side reflection includes: water and electricity payment receipts (such as large water consumption in barber shops, large gas consumption in restaurants, large electricity consumption in Internet cafes), tax payment vouchers (which can not fully reflect the business situation, but can reflect the minimum income), payroll (the same reason as tax payment vouchers), etc. Small and micro enterprises with a certain scale can provide balance sheets, income statements and cash flow statements that reflect the real income capacity in the past three years.