The loan interest rate of the People's Bank of China is the benchmark interest rate for bank loans issued by the People's Bank of China, the guiding interest rate for loans from the People's Bank of China to commercial banks, and one of the monetary policies used by the People's Bank of China to regulate the operation of the social economy and financial system. The commercial bank will formulate the loan interest rate combination according to the benchmark loan interest rate.
The loan interest rate of the People's Bank of China has a universal reference role in the financial market. Other interest rate levels or the price of financial assets can be determined according to the benchmark interest rate level of deposits and loans. The determination factors include bank costs, average profit rate, supply and demand of monetary funds for borrowing and lending, and the factors of price changes, securities returns, political factors, etc.
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What is the loan interest rate of the People's Bank of China
The latest benchmark lending rate of the People's Bank of China:
1. Short term loan: 4.35% within six months (including six months), 4.35% from six months to one year (including one year);
2. Medium and long-term loans: 4.75% for one to three years (including three years), 4.75% for three to five years (including five years), and 4.90% for more than five years;
3. Personal housing provident fund loan: 2.75% for less than five years (including five years) and 3.25% for more than five years.
What is the bank loan interest rate in 2022
? The latest loan market quotation rate of the People's Bank of China in 2022 (lpr):
Updated on September 20, 2022:
The loan market quotation rate (LPR) on September 20, 2022 is:
1. The annual LPR is 3.65%, and the LPR over five years is 4.3%.
Note: The above LPR is valid before the next LPR release.
Updated August 22, 2022:
The loan market quotation rate (LPR) on August 22, 2022 is:
1. The annual LPR is 3.65%, and the LPR over five years is 4.3%.
July 20, 2022? to update?
The loan market quotation rate (LPR) on July 20, 2022 is:
1. The annual LPR is 3.7%, and the LPR over five years is 4.45%.
June 20, 2022? to update:
The loan market quotation rate (LPR) on June 20, 2022 is:
1. The annual LPR is 3.7%, and the LPR over five years is 4.45%.
May 20, 2022? to update:
The loan market quotation rate (LPR) on May 20, 2022 is:
1. The annual LPR is 3.7%, and the LPR over five years is 4.45%.
April 20, 2022? to update:
The loan market quotation rate (LPR) on April 20, 2022 is:
1. The annual LPR is 3.7%, and the LPR over five years is 4.6%.
March 21, 2022? to update:
The loan market quotation rate (LPR) on March 21, 2022 is:
1. The annual LPR is 3.7%, and the LPR over five years is 4.6%.
February 21, 2022? to update:
The loan market quotation rate (LPR) on February 21, 2022 is:
1. The annual LPR is 3.7%, and the LPR over five years is 4.6%.
January 20, 2022? to update:
The loan market quotation rate (LPR) on January 20, 2022 is:
1. The annual LPR is 3.7%, and the LPR over five years is 4.6%.