Car loan refers to the loan granted by the lender to the borrower who applies to purchase the car. Auto consumption loan is a new kind of RMB guaranteed loan granted by banks to car buyers who buy cars at their authorized dealers. The borrower must be a permanent resident of the place where the lender is located and have full civil capacity.
How to change vehicle loan repayment person
In case of bank loan, fill in a form for changing the repayment person of the car loan and handle it at the counter. Consult the bank staff for specific procedures; If you want to make a loan on the car loan platform, please explain to the car loan company, note the name of the repayment person, and ask the staff for details.
Application conditions for car purchase loan
1. The car buyer must be at least 18 years old, with valid identity certificate and full civil capacity;
2. Be able to provide proof of fixed and detailed address;
3. Have a stable career and the ability to repay the loan principal and interest on schedule;
4. Good personal social credit;
5. Holding the car purchase contract or agreement recognized by the loan institution;
6. Other conditions stipulated by the cooperation agency.