The conditions for transferring public accounts to private accounts are as follows:
1. Small amount transfer. 2. Transfer times should not be too many. 3. The petty cash, salary and welfare can be noted when transferring.
Company accounts can be used to transfer private accounts, but only for personal reimbursement, salary payment, shareholder or employee loans. The former needs to open the function with the bank. Some banks do not open large amount transfer for personal loans, and the loan needs a formal loan contract. In addition, regardless of the size of the company, the current account of the general account also needs to be accounted for by the agent company. Corporate accounts refer to basic accounts, general accounts, temporary accounts and special accounts. A company can only open one basic account. Others, such as general accounts, can be opened by one company according to business needs, and there is no limit on the number. The account management regulations of the People's Bank of China: An enterprise can only open one basic account, but can open multiple general accounts. If there is another account that can be withdrawn, and the fund side has a certain special purpose, you can apply for a special account in the bank that can also be withdrawn. The individual account mode means that all the collected endowment insurance premiums are entered into the individual account, and when the workers enter the old age, lose their ability to work, and leave the labor market, they will receive their own pension according to the amount accumulated in the individual account (principal+operating income).