1. Co ownership housing refers to the local government transferring part of the land transfer income, and then distributing it to eligible guarantee target families at a lower price. The guarantee target families sign a contract with the local government to agree on the share of property rights of both parties, the conditions for the future listing of the guarantee housing, and the distribution share of the proceeds, The property rights of houses can be held by the government and citizens in a certain proportion. Co ownership housing will play a positive role in transforming the real estate regulation mode.
2. The housing with common property rights is to reduce the house price, but the property rights of the housing with simultaneous decline are equal to share splitting. To put it simply, the external price of a house is 60 million square meters. The government will find someone to build it and sell it to you. But you only have 2/3 of the property rights, and the rest 1/3 belongs to the government. To lower the price, the government does not have to pay. Just give the developers some policy advantages and reduce the land transfer fees, you can lower the price, and then share the property rights, part of you and part of the government.
3. The common ownership house is similar to the self owned house. The applicants for the common ownership house are all motivated by the "just need". If you don't have enough money to buy ordinary commercial housing and don't want to live in public rental housing, then this kind of co ownership housing is just for you to solve your housing difficulties.
2、 How to apply for co ownership house
Purchase of jointly owned houses also requires online announcement, online application, online review, publication of lottery list, lottery allotment, sequential house selection, and house purchase confirmation. Specifically, it can be divided into the following steps.
1. Fill in the form online
Eligible families can log on the official website of the District Housing and Urban Rural Development Commission (Housing Administration Bureau) to apply for project housing purchase, fill in the Family Housing Purchase Application Form and the Letter of Commitment online, truthfully declare the family population, household registration, housing and other conditions, and prepare relevant supporting materials.
2. Online audit
Within 20 working days after the end of the subscription period, the housing purchase qualification of the applicant family shall be reviewed through the joint ownership housing qualification review system, and the District Housing and Urban Rural Development Commission (Housing Administration Bureau) shall review the employment of the applicant family in the district.
3. Lottery house selection
The families that have passed the examination and approval can obtain the application code and enter into the process of lottery allocation, sequential house selection and house purchase confirmation. As with self owned housing and public rental housing, houses with common property rights also need to be allocated by lottery and selected in sequence. According to the relevant regulations, the houses shall be distributed to the registered households in the project area and the registered households without houses in other districts of the city who work in the project area, as well as the non registered households without houses who meet the housing purchase restrictions of the city and work stably in the project area.
There is an essential difference between common ownership housing and commercial housing. The essence of common ownership housing is the embodiment of the government's housing public policy in the field of commercial housing, and commercial housing is used for trading. Common ownership housing also alleviates the pressure of rising house prices in the first tier and hot second tier cities, to a certain extent, it can calm down house prices and ease the problem of high house prices.