Different types of funds purchased by investors have different ways of making money.
Equity fund means that more than 80% of the fund assets are invested in stocks, and the net value of the fund is affected to some extent by the fluctuation of stock prices. Therefore, investors can earn income by purchasing stock funds according to the difference between the net value of the funds, and can also earn income through fund dividends.
Monetary funds mainly invest in fixed deposits and certificates of deposit with banks within one year (including one year); Central bills with a term of less than one year (including one year); For bonds with a residual maturity of 397 days or less, the investment can make money according to its interest. At the same time, the net value of the monetary fund is generally 1 yuan. When the fund distributes dividends, it adopts the dividend reinvestment method to distribute dividends, that is, increase the number of funds held to earn income.
When investors buy bond funds, the main way for investors to earn money is to eat the interest income of bonds due, as well as the fluctuation of bond prices, and earn the price difference.