There are many regulations on the debt bearing of husband and wife, such as the following:
"If a creditor claims rights over debts incurred by one of the husband and wife in their personal names during the existence of the marriage relationship, they shall be treated as joint debts of the husband and wife, except that one of the husband and wife can prove that the creditor and the debtor have clearly agreed on personal debts, or can prove that they belong to the circumstances specified in the third paragraph of Article 19 of the Marriage Law."
"If the husband or wife dies, the surviving party shall bear joint and several liability for paying off the joint debts during the marriage relationship."
"The debts incurred by the husband and wife for the purpose of living together or fulfilling their obligations of upbringing and maintenance shall be recognized as joint debts of the husband and wife, and shall be paid off with the joint property of the husband and wife at the time of divorce."
[Legal Basis]
According to Article 24 of the Judicial Interpretation of the Marriage Law (II), "If a creditor claims rights over the debts incurred by one of the husband and wife in their personal name during the existence of the marriage relationship, they shall be treated as joint debts of the husband and wife, except that one of the husband and wife can prove that the creditor and the debtor have clearly agreed on personal debts, or can prove that they belong to the circumstances specified in Paragraph 3 of Article 19 of the Marriage Law.". ”
According to Article 26 of the Judicial Interpretation of the Marriage Law (II), "If the husband or wife dies, the surviving party shall bear joint and several liability for paying off the joint debts during the marriage relationship."