[Abstract] On May 17, 2023, China's real estate market policies were introduced frequently, which attracted wide attention from all walks of life.
New policies help a new house The market expectation has improved! May 17, 2023, China Real estate market Policies have been introduced frequently, which has aroused wide attention from all walks of life. National insurance Delivery The work video conference proposed a series of policies and measures, including classified disposal of undelivered projects, financial and financial support policies, etc., aimed at ensuring good security Delivery Campaign, activate Real estate market Demand, bringing benefits to relevant industries. The introduction of this series of policies is regarded as a new round of real estate recovery cycle The start signal of the Real estate market The impact will be observed in the next time.
How effective is the new real estate policy?
First of all, from the perspective of housing loan policy, policy adjustment mainly focuses on Down payment proportion And loan interest rate. According to the latest policy, the first and Second suite minimum Down payment proportion The lower limit is loose to 15% and 25% respectively, Interest rate of provident fund loan It was also lowered to 2.85%. This series reduces the number of residents House purchase Burden measures are expected to stimulate House purchase Demand to promote market activity. Especially for the first time House purchase In other words, Down payment proportion The reduction of will make House purchase The threshold is lower, which will stimulate the market to a certain extent.
Secondly, state-owned enterprise acquisition stock Housing used as indemnificatory housing , support local governments to recover land and business Bank's credit Support and other measures will also promote Real estate market Healthy development. The introduction of these policies will help optimize the allocation of market resources, improve the overall efficiency of the market, and also increase the indemnificatory housing To meet the basic residential needs of residents and further enhance the market's confidence in real estate.
However, for glass and other related industries, despite optimistic policy expectations, the actual demand still needs further observation. According to the industry analysis, the daily melting volume on the supply side has shrunk recently, and the spot price has shown a downward trend, which may indicate that the actual demand has not yet fully recovered to the expected level. The development of the glass market needs more time to observe and verify. With the gradual emergence of policy effects, the development prospects of related industries will be clearer.
To sum up, the introduction of the new policy Real estate market The impact of the policy will gradually emerge, and the implementation effect of the policy still needs time to test. Although the market is optimistic about the policy at present, we still need to be cautious and optimistic, and continue to observe the changes and development trend of the market. In the future, the smooth implementation of policies and the stable and healthy development of the market will jointly promote Real estate market Developing in a good direction will bring positive effects to the whole economy.
