Daily real-time: Jilin Dunhua Rural Commercial Bank's pure online loan has broken the ice
Time: 2022-08-28 20:54:33    Source: China County Economic Daily   
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A few days ago, Jilin Dunhua Rural Commercial Bank actively promoted digital inclusive financial innovation according to the deployment of Jilin Rural Credit Union Online Loan Management Guidelines, and launched the pure online loan product of "Jixin Rural e-Loan" for the first time, which has taken a solid step in the digital transformation and development of financial services. Jilin Dunhua Rural Commercial Bank signed a total of 2.14 million yuan of credit within two days, issued 12 loans, and the amount of credit reached 1.24 million yuan. It is understood that in order to speed up the online migration and digital transformation of agricultural credit business and better meet the needs of rural customers for fast online self-service financing services, Dunhua Rural Commercial Bank, using the digital inclusive financial credit platform of Jilin Rural Credit, launched the online self-service loan product of "Jixin Rural e-Loan" based on mobile banking channels on August 22 this year.

"Jixin Nong e-Loan" adopts the service mode of "one-time credit, balance control, revolving use, borrowing and repayment, and mobile phone self-service", focuses on realizing the financing needs of small and micro loans for customer groups such as villages, farmer communities, farms, and forest farms, breaks through the time and space constraints of loan services, and realizes mobile phone bank self-service loan and "second loan" lending, It provides readily available revolving fund for contracted customers, and greatly alleviates the problems of difficult, expensive and slow financing for rural customers. In the future, Dunhua Rural Commercial Bank will give full play to the advantages of network personnel, continue to carry out a series of activities of "digital inclusive finance", increase the promotion and application in the way of "online+offline", and strive to achieve the sustainable and rapid development of online micro loan business. (Reporter Wang Tianwu, Correspondent Wang Runze)

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