[ abstract ]If the card category is the theme, the collection goal can be based on the type, nature and function of the bank card. For example, debit cards, credit cards, savings cards, campus cards, sports cards, commemorative cards

Wow! He has 30000 bank cards

Guangxi News Network - Contemporary Life Daily reporter Wang Jianwei/Wen He Xueqiao/Photo

Core tips

When it comes to card collection, people first think of various telephone cards, IC cards and other magnetic card collections. However, with the popularity of bank cards and the increasing variety of types, many people are eyeing the collection value. For this reason, the bank also launched some cards with commemorative significance and collection value, and the bank card became the "new favorite" of the collection industry for a time. Zhao Aiguo, executive director of Guangxi Numismatic Society, is such a senior person in bank card collection, whose collection is about 30000 pieces. Zhao Aiguo believes that with the popularization of electronic payment, bank cards will eventually withdraw from the stage of history, so the collection value is increasing day by day.

First collection

He bought it in Changsha

30 kg bank card

On July 25, Zhao Aiguo, who had just returned from Xuzhou, Jiangsu Province to participate in the "First Summit Forum on Chinese Coin Collection", led reporters into his bank card collection kingdom.

In Zhao Aiguo's studio, the reporter saw that bundles of bank cards were attached with small notes indicating the issuing bank and the year, which were neatly stacked in cartons, a total of more than 10 boxes. He said that he started collecting bank cards in 1999. "When he went to Changsha to participate in the National Ticket Exchange, he saw no one interested in the whole box of bank cards with sacks, so he had the idea of collecting them.".

Seeing the bank cards with beautiful patterns, Zhao Aiguo, who has always loved collecting, was immediately moved and finally bought more than 30 kilograms at a price of 5 yuan per kilogram. Since then, he began to contact the field of bank card collection, and then at the National Ticket Exchange held in Wuhan, he bought thousands of tickets again at a price of 5 cents each.

Rich collection

He collected it for 17 years

About 30000 bank cards

The reporter found that these bank cards were not only beautifully printed, but also had strange shapes, such as flowers, cars, cameras... The reporter could not help wondering how these strange bank cards were inserted into ATMs for use? In this regard, he explained that these special-shaped cards are issued as art collections and do not have the function of automatic deposit and withdrawal.

Now 17 years later, his collection of bank cards has more than 8000 varieties, totaling about 30000, including many overseas and overseas issued bank cards. Therefore, in the field of bank card collection in Guangxi, when the name of Zhao Aiguo is mentioned, it is a famous "magnate".

Zhao Aiguo said that the bank card not only inherits and plays various functions and roles of coins, but also has beautiful design, wide range of themes, unified specifications, compact and unique, various types, rich pictures and texts, exquisite patterns, rich meanings and excellent production. Some patterns reflect the style and features of the times and national culture. They cover national events, economic construction, history and culture, great people and celebrities, scenic spots, cultural relics and historic sites, culture and art, animals and plants, science and technology, transportation, sports... They are ornamental, artistic, propaganda and knowledgeable, and have high artistic and appreciation values. For example, Jinsui Card, according to the origin of human civilization from farming, is the root of "the root of the country, the essence of heaven and earth". The front design takes blue sky and white clouds and golden ears of wheat as the background, implying harvest and hope; Peony card, taking the national beauty, wealth and auspiciousness of the peony to express the sincere blessing to the cardholder, and taking the "status of the king of peony flowers, implying the crown of the peony card" prospect; Longka means that people have the dauntless spirit of hard work, indomitable, vigorous and enterprising! The descendants of the dragon use dragon cards.

The rarest is the most valuable

Change of settlement method

Bank card deposit plummeted

Zhao Aiguo introduced that in 1985, the Bank of China issued the country's first "Bank of China Card" in Zhuhai. At present, the market price has reached nearly 100000 yuan, which has become a "monkey ticket" in bank cards; The first version of the savings card issued by ICBC in 1989 was rarely seen before the unified use of "Peony Card" in 1994, during which more than 100 ICBC cards were issued; However, bank cards that were issued earlier and in a small number, such as Agricultural Bank of China, China Construction Bank and Bank of Communications, used to be available for a few yuan to more than ten yuan in the market, but now they are often available for tens, hundreds, or even thousands of yuan.

In recent years, many banks have marched into the bank card collection market and clearly publicized that many bank card varieties have collection, financial management and investment values. For example, in 2008, China Merchants Bank issued the only pure silver bank card in the world, which was auctioned successfully with 600000 yuan; Hubei Yichang Commercial Bank issued the first zodiac card - monkey card. At the card issuing ceremony, a real card with the tail number of "8888" was auctioned for 250000 yuan; The "Yao Ming VISA Credit Card Special Collection Edition" jointly launched by China Construction Bank and VISA was auctioned on the evening of September 12, 2007. Yao Ming and American basketball star Nash came to the scene and finally clinched a deal with 450000 yuan and smashed the template on the spot to show the global uniqueness

Zhao Aiguo said that with the emergence of Alipay, WeChat, mobile payment methods, PAY, Samsung PAY and other mobile extension terminals and other tools, the means of payment and settlement will be more convenient, fast, confidential and secure. Today's bank cards will be the same as the bank passbook in the year, and fewer people will use and hold them, and the number of bank cards will also decline sharply, It will certainly bring a bright future to the bank card collection market.

Expert recruitment

Bank cards should be collected like this

How can fans collect bank cards? Bai Youwen, a member of the Chinese Numismatic Society and a famous collector in Guangxi, said that since the issuance of bank cards in China 30 years ago, there have been more than 200 card issuing banks and financial departments, with nearly 20000 types and more than 4 billion cards issued; The card issuing speed is extremely innovative, and there are many card types and themes, and a large number of old and old cards are eliminated; In addition, the issuance and management of bank cards are strict, so that the number of old and old bank cards is limited; These provide fertile soil for the collection of bank cards.

The circulation, the survival, the theme and the product are the important factors that determine the value of the bank card. Generally speaking, the earlier the card is issued, the higher the value is. In addition, credit cards that are upgraded, complete, numbered, and issued in limited quantities have high collection value. For example, diamond credit cards require an individual deposit of 5 million yuan before they can be applied for, so the issuance is small and the collection contains a large amount of gold. However, the early bank cards had a large appreciation space, but their survival was also limited. For ordinary collectors, they can pay attention to the special bank cards with commemorative significance issued by major banks on special festivals, such as the World Expo World Cup Bank cards issued for large-scale events.

If the card category is the theme, the collection goal can be based on the type, nature and function of the bank card. For example, debit cards, credit cards, savings cards, campus cards, sports cards, commemorative cards, calendar cards, etc. will be classified and collected. If it is collected from the business card printing theme, it can be selectively collected according to the car, aviation, campus, medical insurance, sports, flowers, cartoons and other themes issued by the bank.

In response to Bai Youwen's point of view, Zhao Aiguo believes that in the process of collecting bank cards, collectors should not only pay attention to its market value and value-added prospects, but also pay attention to its culture, historical data, collection value and significance. Each bank card tells a story that is far greater than its value in the market. (Guangxi News Network)