Original title: Who will bear the work-related injury benefits if not insured?

Jiefang Daily Reporter Zhou Chengyi

Can part-time workers not pay work-related injury insurance? Who will bear the work-related injury benefits if they are not insured? Recently, the Municipal Human Resources and Social Security Bureau responded to some issues related to industrial injury insurance.

Q: Do employees need to pay for work-related injury insurance?

Answer: No fee is required. It is the legal obligation of employers to pay work-related injury insurance for employees. According to Article 8 of the Measures for the Implementation of Shanghai Industrial Injury Insurance, the employer shall pay the industrial injury insurance premium on time. Employees do not pay industrial injury insurance premiums.

It should be noted that if the monthly wage of the laborer is paid according to the minimum monthly wage of the city, it does not include the social insurance premium and provident fund paid by individuals according to law.

Q: I am a sorter in a logistics company. I work 4 hours a day and am a part-time worker. The company said that it is unnecessary to pay for my work-related injury insurance. Is that right?

Answer: No. According to Article 51 of the Measures of Shanghai Municipality for the Implementation of Industrial Injury Insurance, the employing unit that employs part-time employees shall pay the industrial injury insurance premium for them in accordance with the payment base and rate specified in these Measures.

In other words, workers engaged in part-time work who suffer from work-related injuries shall enjoy work-related injury insurance benefits according to law.

Q: I had an work-related injury at my company, but my company has not paid me social insurance premiums. Who should I ask for my work-related injury insurance benefits?

Answer: According to the regulations, if an employee of an employing unit who should participate in work-related injury insurance but has not participated in work-related injury insurance suffers work-related injury, the employing unit will pay the expenses according to the work-related injury insurance treatment items and standards stipulated in the Regulations on Work related Injury Insurance.

Q: If my company insured me and paid the social insurance premium this month, would the medical expenses for work-related injuries incurred later also be reimbursed to my company?

Answer: According to the regulations, after the employer participates in the work-related injury insurance and makes up the work-related injury insurance premium and overdue fine that should be paid, the work-related injury insurance fund and the employer will pay the newly incurred expenses in accordance with the Regulations on Work related Injury Insurance. Therefore, the newly incurred medical expenses for work-related injuries after supplementary payment can be applied to the social security agency.