During this period of time, Toutiao went online with a new function - secure borrowing. Today's Toutiao provides users with loan services. Many people want to know how about secure borrowing on Toutiao today? Is today's headline reliable? Next, let's have a look with Xiao Bian.
How about borrowing the headline today? Is today's headline reliable?
Today's Toutiao Trust Loan is an online lending product, similar to Alipay Loan, Online Business Loan and Microparticle Loan. It takes 5-10 minutes to submit personal information online and check whether it is passed or not.
According to the introduction on the product page, "borrowing at ease" is not provided Personal consumption loan The technical service platform of the service, through the intelligent algorithm, recommends the users with "high amount and low interest" regular licensed financial institutions, Mainland Chinese citizens over 20 years old (non school students) Can apply. This means that Headline only provides flow support today, while the entire credit business is still completed by a third-party institution. At present, the three cooperation institutions displayed on the platform are: BOC Consumer Finance, Bank of Nanjing and Xinnet Bank 。
In other words, today's headlines only provide flow support, but the real credit business—— Account opening, risk control, lending and collection are all completed by licensed financial institutions 。 From the perspective of operation mode and cooperation institutions, the "secure lending" is the same as the online lending product "Shuididai" launched by Didi not long ago, and Meituan's "Meituan living expenses" is also similar.
The above is about the relevant introduction of today's headlines, hoping to help everyone.