Cloud flash payment app is a new UnionPay mobile payment logo with non-contact payment technology as the core, covering nfc HCE, TSM, Token and other innovative payment technology applications only need a mobile phone with NFC function, and the cardholder can directly use the mobile phone bank An instant cloud flash card is generated in the APP. Online with UnionPay "flash payment" logo offline Pos machine Mobile payment can also be made through UnionPay online payment at online merchants.
Software features
UnionPay "cloud flash payment" can not only meet the diversified payment needs of cardholders, but also has obvious advantages. First of all, UnionPay's "cloud flash payment" is more secure. With innovative technology, it brings multiple security guarantees such as dynamic key, cloud verification, etc., and does not display the real card number when paying, effectively protecting cardholders Privacy And payment sensitive information; Secondly, the payment experience is more convenient. When making payment, there is no need to connect the mobile phone and open the mobile banking APP. Just light the screen near the POS to complete the payment.
usage method
How to open cloud flash payment?
The opening process is as follows (slightly different from different banks, subject to the specific bank APP):
How to use the cloud flash card in the mobile phone for offline payment?
When using, make sure that the NFC function of the phone is turned on. The steps are as follows:
1: Touch your phone to light up the screen
2: Close to POS machine supporting non connection function
3: Enter your bank card password
4: Complete payment
As long as the POS terminal supports flash payment transactions, you can use cloud flash payment! Please pay attention to the sign.
common problem
What is the payment limit of cloud flash card?
The available limit of the cloud flash payment card is the same as that of the main card bound at the time of application. All transactions are included in the account of the main card, and the main card bill shall prevail at the time of repayment.
In addition, the single transaction limit of a single cloud flash card is 5000 yuan or the equivalent foreign currency, and the daily cumulative transaction limit is 20000 yuan or the equivalent foreign currency.
Why is the card number printed by POS different from my bank card?
To protect users' privacy, the card number of the bank card loaded in the mobile phone is different from the physical card, but it is associated with the same account. The card number printed by POS can be seen through the mobile banking client.
Can a user load a cloud flash card of the same cardholder and the same bank in two mobile phones at the same time?
sure.
Can cloud flash payment be used for online payment?
Cloud flash payment can be used for (mobile phone) online payment. Banks are releasing cloud flash cards with online payment in succession. Please consult the card issuing bank for details.
How to use cloud flash payment online?
If the cardholder's cloud flash card supports online payment, you can select the payment method of "UnionPay online payment" in the merchant's mobile client payment option, and pay according to the following steps:
(1) On the UnionPay payment page that appears, select "Cloud Flash Payment".
(2) On the card selection page, select the cloud flash card (3) and enter the password of the cloud flash card to complete the payment
Update log
Improved stability.