Fund name: Bank of China Salary Wallet Money Market Fund
Fund abbreviation: Bank of China salary wallet currency
Fund code: 000699
Fund advantages
√1 You can buy it every minute! : The minimum single subscription/subscription amount of the Bank of China salary wallet monetary fund is 0.01 yuan, which can be bought for 1 cent. Bank of China can purchase online banking and counter, and the procedures are convenient, and the national wealth management is watertight.
√0 Service charge, daily dividend : You can also enjoy professional financial services without recognition/subscription application and redemption fees. The "salary wallet" calculates and distributes the income of the day every day, and pays by day. Turn the income into fund shares on a daily basis, and roll investment to increase profits!
√ Redemption is fast, and it can be received the next day : BOC salary wallet monetary fund realizes "T+1" fast redemption function! Redemption on the same day (before 15:00) will not lose the income of the day, and the funds will be received the next day! Convenient and profitable!
√ Safe and reliable capital : The Bank of China salary wallet monetary fund is different from the Internet financial cash management product, and does not involve the connection with other monetary funds and the capital advance of the underwriter. The fund custody bank monitors the funds of the Bank of China salary wallet monetary fund throughout the process to ensure the security of funds, which is more advantageous in terms of customer personal information security and liquidity risk.
√ Senior team : The general manager and senior investment manager of the fixed income investment department have more than 13 years of investment experience, and are the leaders of the earlier group of practitioners in the Chinese bond market. Many team members have worked in well-known financial institutions at home and abroad, such as Bank of China Head Office Financial Market Department, Bank of Communications Head Office Credit Department, Toronto Dominion Bank of Canada, with rich market experience and calm mind.
√ Investment research excellence According to the data of Haitong Securities, as of the end of 2013, the three-year comprehensive net value growth rate of fixed income products of BOC funds ranked fifth among the 56 fund companies evaluated, and the three-year comprehensive excess return rate ranked second among the 56 fund companies evaluated.
√ BOC Fund won many authoritative awards: Won the "Taurus Fund Management Company" for two consecutive years (the 11th and 10th China Fund Industry Taurus Awards, China Securities Journal, March 2014 and March 2013). Won the "Golden Fund TOP Company Award" for two consecutive years (the 11th and 10th China Golden Fund Awards, Shanghai Securities News, April 2014 and April 2013). Won the "Bond Investment Taurus Fund Company" (the 10th China Fund Industry Taurus Award, China Securities Journal, March 2013). Won the "Five Year Continuous Return Star Fund Company" for two consecutive years (2013 and 2012 China Fund Industry Star Fund Awards, Securities Times, June 2014 and March 2013).
Fund type: monetary type.
Investment objective: under the premise of effectively controlling risks and maintaining high liquidity of assets, strive to obtain stable returns that exceed the performance benchmark.
Investment strategy: The Fund strives to obtain a stable investment return higher than the benchmark of performance by comprehensively considering the profitability, liquidity and risk characteristics of various assets and based on quantitative and qualitative methods, while maintaining a low risk and good liquidity of the portfolio.
Investment scope: The Fund invests in financial instruments permitted by laws and regulations or regulatory authorities, including cash, call deposits, bank fixed deposits within one year (including one year) and certificates of deposit of large amount; Bonds with a residual maturity (or sale back period) of less than 397 days (including 397 days), asset-backed securities with a residual maturity of less than 397 days (including 397 days), and medium-term notes with a residual maturity of less than 397 days (including 397 days); Bond repurchases with a term of less than one year (including one year), bills of the Central Bank, short-term financing bonds with a term of less than one year (including one year), and other financial instruments permitted by laws and regulations or the CSRC to be invested by funds, provided that they comply with the relevant provisions of the CSRC. If laws and regulations or regulatory authorities allow money market funds to invest in other varieties in the future, the fund manager may include them into the investment scope after performing appropriate procedures.
Performance benchmark: the after tax interest rate of seven day notice deposit in the same period.
Risk return characteristics: The Fund is a money market fund, which is a low-risk variety of securities investment funds. The expected risks and returns of the Fund are lower than those of equity funds, hybrid funds and bond funds.
Fund Manager: Ms. Fan Jing, Master of Financial Market. He used to be a trader in the capital department of Mizuho Bank (China) Co., Ltd. In 2007, he joined BOC Fund Management Co., Ltd. and served successively as bond trader, fixed income researcher, special account investment manager, and fixed income fund manager assistant. Since December 2013, he has been the fund manager of BOC Huili Pure Bond Fund, and since February 2014, he has been the fund manager of BOC Current Treasure Monetary Fund. Associate member of the Association of Chartered Certified Accountants (ACCA). It has 8 years of securities practice. Have the professional qualification of fund and inter-bank local currency market trader.
Rate structure
| Subscription/subscription rate |
zero |
| Redemption rate |
zero |
| Annual management rate |
0.33% |
| Annual custody rate |
0.05% |
| Annual sales service rate |
0.30% |
| Single minimum subscription/subscription limit |
0.01 yuan |
| Minimum unit for single redemption |
0.01 |
BOC Fund · Wisdom creates wealth
BOC Fund Management Co., Ltd. is a Sino foreign joint venture fund management company jointly established by Bank of China and BlackRock, two famous global financial brands. Among them, Bank of China, as a century old brand in China's financial industry, has created many firsts in the domestic banking industry. BlackRock, a foreign shareholder, is the world's largest asset management company. (Special statement: business isolation is implemented between the fund manager and shareholders, and shareholders do not directly participate in the investment operation of fund assets.)
BOC Fund's business scope covers public funds, special account financing, investment advisory and other fields, and has established a relatively complete product system, covering fund products with different risk return characteristics such as currency, bonds, hybrid, stocks, QDII and so on.
BOC Fund adheres to the century old prudent business philosophy of BOC and the value philosophy of "customer first, pursuit of excellence", gives full play to the global experience and resource advantages of domestic and foreign shareholders, and gathers deep investment management talents with rich experience, good professional ethics, team spirit and innovation awareness at home and abroad, It has formed a professional team combining Chinese and Western cultures that combines internationalization and localization, and is committed to providing investors with rich investment products and professional investment management services to create a sustained and stable return on investment.
For details, please refer to the company's website: www.bocim.com
Customer service hotline: 400-888-5566 (toll free)/021-38834788
Risk tip: investment is risky, and the fund manager does not guarantee that the fund will be profitable, nor does he guarantee the minimum return. The past performance of the Fund does not predict its future performance, and the performance of other funds managed by the Fund Manager does not constitute a guarantee for the performance of the Fund. The operation time of funds in China is relatively short, which cannot reflect all stages of the development of the securities market. Buying money market funds does not mean depositing funds in banks or deposit financial institutions. Under the influence of market fluctuations and other factors, the fund investment may suffer losses. Before investing in the Fund, investors need to fully understand the product characteristics and investment risks of the Fund, and bear the possible losses of the Fund's investment. This information is only promotional material and is not used as any legal document. When investors invest in the fund, please carefully read the fund contract, prospectus and other legal documents to understand the specific situation of the fund.
