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Vehicle purchase tax is a tax levied on units and individuals who purchase specified vehicles in China. It is derived from vehicle purchase surcharges. The basic standard of the current vehicle purchase tax law is the Provisional Regulations of the People's Republic of China on Vehicle Purchase Tax, which came into effect on January 1, 2001. Taxpayers of vehicle purchase tax are units and individuals who purchase (including purchase, import, self-produced, donated, awarded or otherwise obtained and used) taxable vehicles. The scope of taxation is automobiles, motorcycles, trams, trailers and agricultural transport vehicles. The tax rate is 10%. The calculation formula of tax payable is: tax payable=taxable price × tax rate. (From January 20 to December 31, 2009, 5% of the purchase tax will be levied on passenger cars with a displacement of 1.6 liters or less. From January 1 to December 31, 2010, 7.5% of the purchase tax will be levied on passenger cars with a displacement of 1.6 liters or less.)

Vehicle and vessel use tax is a kind of use tax levied on vehicles running on public roads and ships sailing on domestic rivers, lakes or territorial sea ports according to their types (such as motor vehicles, non motor vehicles, manned vehicles, cargo vehicles, etc.), tonnage and prescribed tax amount.

Compulsory liability insurance for motor vehicle traffic accidents is the first compulsory insurance system implemented by national laws in China. The Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents stipulates that compulsory traffic insurance is a compulsory liability insurance in which the insurance company pays compensation within the limit of liability for casualties and property losses of the victims (excluding the vehicle's personnel and the insured) caused by road traffic accidents of the insured motor vehicles.
The liability limit of compulsory traffic insurance is divided into the compensation limit of 50000 yuan for death and disability, 8000 yuan for medical expenses, 2000 yuan for property losses, and the compensation limit for the insured who is not responsible in road traffic accidents. The compensation limit for non liability shall be 20% of the above three limits.
The limit of liability refers to the maximum amount of compensation that the insurance company shall bear for the personal injury and property loss of all victims of each insurance accident in the event of road traffic accidents of the insured motor vehicles.

The third party liability insurance refers to the economic liability that should be borne by the insured according to law and the insurance company is responsible for compensation when the insured or the driver allowed by the insured has an accident during the use of the insured vehicle, which causes the third party to suffer personal injury or direct property damage. At the same time, if the insurance company agrees in writing that the insured has incurred arbitration or litigation costs, the insurance company shall compensate beyond the liability limit, but the maximum amount shall not exceed 30% of the liability limit. Because compulsory traffic insurance has a low compensation for the property loss and medical expenses of the third party, we can consider purchasing the third party liability insurance as a supplement to compulsory traffic insurance.

Vehicle loss insurance is the most widely used type of insurance in vehicle insurance. It is responsible for compensating the loss of its own vehicles caused by natural disasters and accidents. The insurance company can pay for the repair, whether it is a minor scratch or a serious damage.
The insurance company shall be liable for the loss of the insured vehicle caused by the following reasons when the insured or the qualified driver allowed by the insured uses the insured vehicle: 1. Collision and overturn; 2. Fire and explosion; 3. Collapse of external objects, falling of aerial objects, and parallel falling of insurance vehicles during driving; 4. Lightning strike, storm, tornado, rainstorm, flood, tsunami, ground subsidence, ice subsidence, cliff collapse, avalanche, hail disaster, debris flow, landslide; 5. The ferryboat carrying the insurance vehicle suffers from natural disasters (only limited to those who are attended by the driver).
In the event of an insured accident, the insurance company shall be liable for the reasonable expenses incurred by the insured or the qualified driver allowed by the insured to take rescue and protection measures against the insured vehicle. However, the maximum amount of compensation for such expenses shall be limited to the limit of liability.

It means that if the whole vehicle of the insurance vehicle is stolen, robbed or robbed, and it is confirmed by the criminal investigation department of public security at or above the county level that it has not disappeared for a certain period of time, the insurance company will compensate within the insurance amount. If some parts of the vehicle are stolen, such as tires, property in the vehicle, and items in the trunk are lost, the insurance company will not be responsible for compensation. However, the insurance company is generally responsible for compensation for the damage and loss of parts on the insurance vehicle during the period of theft and robbery.
The whole vehicle theft and rescue is an additional risk, which can be covered only after the vehicle loss insurance is covered.

The insurance company that is responsible for compensating for the separate broken glass of the insured vehicle during use shall make compensation according to the insurance contract. The glass in the separate glass breakage insurance refers to windshield glass and window glass. If the lamp and mirror glass are broken or broken during vehicle maintenance, the insurance company will not be liable for compensation.
The separate risk of glass breakage is an additional risk, which can be covered only after the risk of vehicle damage is covered.

Be responsible for compensating the loss of the vehicle itself caused by the failure of the electrical appliances, lines and oil supply system of the vehicle and the fire caused by the reason of carrying goods. In case of partial loss of the vehicle, the repair cost shall be compensated according to the actual repair cost. If the whole vehicle is burned or has lost its repair value due to spontaneous combustion, compensation shall be made according to the actual value of the vehicle at the time of accident, but not exceeding the liability limit.

Be responsible for compensating the deductible amount that should be borne by the insured in vehicle damage insurance and third-party liability insurance, that is, 100% compensation.
Excluding deductible special insurance is an additional insurance, which can only be covered after car damage insurance and third party liability insurance are covered.

During the use of the insured vehicle, due to a traffic accident with non motor vehicles and pedestrians, the other party's casualties and direct damage to property are caused, but this loss is not the fault of the insured, but is caused by the other party's responsibility. However, the insurer's refusal to compensate is unsuccessful, and the insurer has paid the other party but cannot recover the expenses, The insurance company shall be responsible for compensation according to the Measures for Handling Road Traffic Accidents.
No fault liability insurance is an additional insurance, which can be covered only after the third party liability insurance is covered.

The insurance company shall be liable for the cost loss caused by the accident of the insured vehicle, which results in the casualties of the driver or passengers on the vehicle, and the necessary and reasonable rescue and protection costs paid to reduce the loss.

The insurance company shall be responsible for the compensation for the damage caused by the scratches on the vehicle body without obvious collision marks.
The body scratch insurance is an additional insurance, which can be covered only after the vehicle damage insurance is covered.