Shenwanling Xinyuyuanbao Bond Securities Investment Fund (Shenwanling Xinyuyuan
Bao Bond A) Fund Product Information Summary
Prepared on: December 10, 2020
Date of delivery: December 12, 2020
This summary provides important information about the Fund and is part of the Prospectus.
Please read the complete prospectus and other sales documents before making an investment decision.
1、 Product Overview
Fund Abbreviation: Shen Wanling Trust Juyuanbao Bond Fund Code: 010974
Subordinate Fund Abbreviation: Shenwanling Trust Juyuanbao Bond A Subordinate Fund Code: 010974
Shenwan Lingxin Fund Management Co., Ltd. Shanghai Pudong Development Bank Co., Ltd
Fund Manager Fund Custodian
Company Limited
Effective date of fund contract-
Fund type Bond transaction currency RMB
Operation mode: ordinary, open, open, frequency: every open day
Start to serve as the Fund
-
Date of fund manager
Fund Manager Yang Han
Securities practice date: June 1, 2006
2、 Fund investment and net worth performance
（1） Investment objectives and strategies
Please read Part X of the Prospectus for details.
Under the premise of strict risk control, the Fund strives for long-term steady growth of fund assets
Investment objectives
Value, and strive to achieve a return on investment that exceeds the performance benchmark.
The investment scope of the Fund is financial instruments with good liquidity, including domestic legal issuance
Stocks listed and traded (including the main board, small and medium-sized board, GEM and other stocks approved by the CSRC
Quasi or registered listed stocks), bonds (national debt, central bank bills, financial bonds, corporate bonds
Corporate bonds, medium-term notes, short-term financing bonds, ultra short-term financing bonds, subordinated bonds, government support
Institutional bonds, local government bonds, convertible bonds (including separable convertible bonds), exchangeable bonds
Bonds), asset-backed securities, bond repurchase, bank deposits (including negotiated deposits, fixed term deposits
Deposits and other bank deposits), inter-bank deposit receipts, money market instruments, treasury bond futures and other financial
Instruments and other financial instruments permitted by laws and regulations or the CSRC to be invested by the Fund (provided that
The investment scope complies with the relevant provisions of the CSRC).
If laws and regulations or regulatory authorities allow the fund to invest in other varieties in the future, the fund manager shall
After proper procedures, it can be included in the scope of investment, and can be based on the then effective laws and regulations
Adjust the scope of investment in a timely and reasonable manner.
The proportion of the Fund's investment portfolio is: the proportion of bond assets is not less than 80% of the Fund's assets,
The total proportion of equity assets such as stocks shall not exceed 20% of the fund assets. Every trading day
At the end of the year, the total proportion of government bonds with cash or maturity within one year is not less than
5% of net asset value, of which cash does not include settlement provisions, deposits and accounts receivable
Purchase, etc. The total investment proportion of the Fund's active investment in convertible bonds and exchangeable bonds is not
It is higher than 20% of fund assets.
If laws and regulations or the CSRC change the investment proportion limit of investment varieties, fund management
After performing the appropriate procedures, the person may adjust the investment proportion of the above-mentioned investment varieties.
The Fund gives full play to the advantages of the Fund Manager in investment research
(including economic operation cycle, fiscal and monetary policies, industrial policies), liquidity level (including
Including the supply and demand of capital, the valuation level of the securities market)
Reasonably judge the main investment strategies and closely track the three categories of assets in the stock market, bond market and currency market
Based on the expected risks and returns of the Fund's assets in equity assets and fixed income
The investment proportion between assets and monetary assets shall be dynamically adjusted to seek the long term of fund assets
Stable growth is expected.
The benchmark for performance comparison of the Fund is: China's total bond index (full price) yield × 90%+banks
Performance Benchmark
Current deposit interest rate (after tax) × 10%
The Fund is a bond fund, whose expected risk and expected return are lower than those of stock and hybrid funds
Risk return characteristics
Gold, higher than money market funds.
（2） Portfolio Asset Allocation Chart/Regional Allocation Chart
Portfolio Asset Allocation Chart
None.
Area Configuration Chart
None.
（3） The net value growth rate of the fund every year since the fund contract came into effect and the comparison with the benchmark performance of the same period
chart
None.
3、 Expenses involved in investing in the Fund
（1） Fund sales related expenses
The following fees are charged in the process of subscribing/subscribing/redeeming funds:
Share (S) or amount (M)
Expense Type Charging Method/Rate Remarks
/Holding period (N)
Non retirement
M
Gold customer
Non retirement
1 million yuan ≤ M
Gold customer
Non retirement
3 million yuan ≤ M
Gold customer
Non retirement
M ≥ 5 million yuan 1000 yuan/transaction
Gold customer
Subscription fee
old-age pension
M
customer
old-age pension
1 million yuan ≤ M
customer
old-age pension
3 million yuan ≤ M
customer
old-age pension
M ≥ 5 million yuan 300 yuan/transaction
customer
Non retirement
M
Gold customer
Subscription fee (pre charge)
1 million yuan ≤ M
Gold customer
Non retirement
3 million yuan ≤ M
Gold customer
Non retirement
M ≥ 5 million yuan 1000 yuan/transaction
Gold customer
old-age pension
M
customer
old-age pension
1 million yuan ≤ M
customer
old-age pension
3 million yuan ≤ M
customer
old-age pension
M ≥ 5 million yuan 300 yuan/transaction
customer
N
Redemption fee for 7 days ≤ N
N ≥ 90 days 0.00%
Subscription fee:
The specific subscription rate for pension customers is only applicable to pension customers who subscribe through the fund manager's direct marketing center.
Subscription fee:
The specific subscription rate for pension customers is only applicable to pension customers who subscribe through the fund manager's direct marketing center.
（2） Fund operation related expenses
The following expenses will be deducted from the fund assets:
Fee category Charging method/annual fee rate
Management fee 0.50%
Custody fee 0.10%
Note: 1. Information disclosure fees, accountants' fees and lawyers' fees, and in accordance with relevant national regulations and the Fund Contract, may
Other expenses disbursed in the fund assets.
2. The expenses and taxes incurred by the Fund in trading securities and futures shall be deducted from the Fund assets according to the actual amount incurred.
4、 Risk disclosure and important tips
（1） Risk disclosure
The Fund does not provide any guarantee. Investors may lose their investment principal.
The investment is risky, and investors should carefully read the prospectus and other sales documents of the Fund when purchasing the Fund.
The main risks faced by the Fund include:
1. Risks unique to the Fund
(1) The Fund can invest in financial futures, and the risk is higher than that of the spot market due to margin trading,
In extreme cases, fluctuations in the futures market may have adverse effects on fund assets, so there are certain market risks; Due to market conditions
The fund that goes to an extreme or carries out a special transaction but fails to dispose the asset as expected, or fails to pay the margin
There are certain liquidity risks; Liquidity of the cheapest deliverable bonds of treasury bond futures due to higher delivery costs and near delivery period
Inadequate delivery or the seller's failure to deliver in full within the specified time brings delivery risk.
(2) The Fund may invest in asset-backed securities, and there may be default or delivery default of the debtor in the investment process
The credit risk arising from the reduction of the credit quality of asset-backed securities is caused by the debtor's prepayment due to changes in interest rates and other reasons
The prepayment risk caused by, liquidity risk caused by inactive market transactions, etc., which may cause loss of fund assets.
(3) The operation risk of the Fund mainly includes the risk of the Fund entering the liquidation period and the risk of the failure of the investors' subscription.
2. Market risk, mainly including policy risk, economic cycle risk, interest rate risk, purchasing power risk and reinvestment risk
Insurance, operating risks of listed companies, etc.
3. Liquidity risk, mainly including the risk that the investment transaction cannot be realized or cannot be realized at the current reasonable price
The fund opening period may lead to the risk of insufficient liquidity due to the purchase and redemption requirements.
4. Credit risk, including the risk that the Fund will suffer losses due to the failure of one party of the financial instrument to perform its agreed obligations when due
And the risk that the Fund will suffer losses due to the decline of bond prices when the fund credit rating agency downgrades the bond credit rating.
5. Management risk, including the influence of the professional, research or investment level of the fund manager on the investment return of the fund
Risk and whether the fund manager's investment management, risk management and other internal control systems can effectively prevent moral hazard and other risks
The risk of regulatory risk.
6. The risk that the risk return characteristics of the Fund's legal documents may not be consistent with the fund risk assessment of the sales agency. from
The evaluation methods adopted by different sales agencies are different, so the risk level evaluation of sales agencies is different from that of fund legal documents
The expression of the characteristics of insurance income may be different, and investors need to complete risk acceptance according to the requirements of the sales agency when purchasing the Fund
Matching test between acceptance capability and product risk.
7. Other risks mainly include technical risk, moral risk, compliance risk, force majeure risk, etc.
（2） Important tips
1. The registration of the Fund raised by the CSRC does not mean that it makes a substantive judgment on the value and income of the Fund
It does not mean that there is no risk in investing in the Fund.
2. The Fund Manager shall manage and use the Fund assets in accordance with the principles of due diligence, good faith, prudence and diligence, but shall not
The fund is guaranteed to be profitable, and the minimum return is not guaranteed.
3. Fund investors who acquire fund units in accordance with the fund contract become fund unit holders and parties to the fund contract
People.
4. If the summary information of fund product information has changed significantly, the fund manager will update it within three working days
If the information changes, the Fund Manager shall update it once a year. Therefore, compared with the actual situation of the Fund, the contents of this document may
In a certain lag, if you need to obtain the relevant information of the fund in a timely and accurate manner, please pay attention to the relevant information released by the fund manager at the same time
Temporary announcement, etc.
5. If all disputes arising from or in connection with the Fund Contract cannot be settled through friendly negotiation
Either party has the right to submit the dispute to Shanghai International Economic and Trade Arbitration Commission for arbitration in accordance with the Commission's arbitration rules in force at the time
The place of arbitration shall be Shanghai.
5、 Other data query methods
For the following information, please refer to the fund manager's website: www.swsmu.com, customer service hotline: 400-880-8588 (toll free)
Or 021-962299
Fund contract, custody agreement, prospectus
Regular reports, including quarterly, interim and annual reports of the Fund
Net value of fund units
Fund sales agency and contact information
Other important information