Business Description

The bank futures transfer business of China Merchants Bank refers to a financial service that China Merchants Bank and futures companies provide self-service fund transfer services for futures investors on the basis of system networking, realize the directional real-time transfer of funds between the futures investors' bank settlement accounts and futures margin accounts, and provide inquiries for futures investors. China Merchants Bank will adhere to the service concept of "change for you" and provide professional and efficient financial services for futures investors.

[Service Channel]

[Procedure]

Step 1: Open a settlement account of China Merchants Bank (this step can be skipped when using the existing settlement account of China Merchants Bank).

Step 2: futures companies open futures margin accounts.

The individual customer shall open a futures margin account at the counter of the business department of the futures company with the original ID card and China Merchants Bank Card, and designate us as the depository bank.

Step 3: Establish the binding relationship of bank futures transfer.

The individual customer shall bring the original valid ID card and CMB all-in-one card to the counter of our bank outlet to establish the bank time transfer binding relationship, or handle the transaction through online banking or mobile banking self-service.

Business Guide

Agreement management

Agreement management refers to the establishment and closing of bank futures transfer binding relationship between futures investors' bank settlement accounts and futures margin accounts.

1. Acceptance channel: bank counter Online Banking Service 、 Mobile banking

2. Business handling:

Bank counter: The customer shall fill in the Application Form of China Merchants Bank for Banking Transfer Business Functions, sign the Agreement on Banking Transfer Service of China Merchants Bank, and submit the original of his all-in-one card and valid ID card.

Online Personal Banking Professional Edition Menu: all-in-one card → investment management → futures → bank futures transfer → agreement management

Online personal banking public version Menu: Self service Transfer → Bank Period Transfer → Agreement Management

Mobile banking : My all-in-one card → Self service transfer → Securities period spot transfer → Bank period transfer → Agreement management or my all-in-one card → Investment management → Securities period spot transfer → Bank period transfer → Agreement management

Telephone Banking : 95555 → 1. Automatic voice service → All in one card (input card number and query password) → 3. Securities foreign exchange and investment business → 7. Bank futures transfer → select currency code → 5. Cancel transfer function

Fund transfer

Fund transfer refers to the directional real-time transfer between the futures investor's bank settlement account and the futures margin account, including current to deposit and deposit to current.

1. Acceptance channels: bank counter, online banking, mobile banking, telephone banking.

2. Business handling:

Bank counter: The customer needs to fill in the Application Form of China Merchants Bank for Bank Time Transfer with the original of his/her valid ID card and all-in-one card.

Online personal banking professional version menu: all-in-one card → investment management → futures → bank time transfer → current to deposit/deposit to current

Online personal banking public version menu: self-service transfer → bank time transfer → current to deposit/deposit to current

Mobile banking: My all-in-one card → Self service transfer → Securities period spot transfer → Bank period transfer → Margin transfer/current transfer or my all-in-one card → Investment management → Securities period spot transfer → Bank period transfer → Margin transfer/current transfer

Telephone banking: 95555 → 1. Automatic voice service → All in one card (input card number and query password) → 3. Securities foreign exchange and investment business → 7. Bank futures transfer → select currency code → 1. Bank to futures margin/2. Futures margin to bank

Information Service

Futures investors inquire the balance of futures margin account and transfer transaction records through the bank.

1. Acceptance channels: bank counter, online banking, mobile banking, telephone banking.

2. Business handling:

Bank counter: The customer submits the original of his/her valid ID card and all-in-one card.

Online personal banking professional version menu: all-in-one card → investment management → futures → bank futures transfer → inquiry of margin balance

Online personal banking public version menu: self-service transfer → bank period transfer → query of deposit balance

Mobile banking: My all-in-one card → Self service transfer → Securities period spot transfer → Bank period transfer or my all-in-one card → Investment management → Securities period spot transfer → Bank period transfer

Telephone banking: 95555 → 1. Automatic voice service → All in one card (input card number and query password) → 3. Securities foreign exchange and investment business → 7. Bank time transfer → select currency code → 3. Query the balance of margin account

Limit Management

Limit management means that futures investors can set and modify the limit of a single bank rollover and the cumulative limit of a single day bank rollover.

1. Acceptance channels: bank counter, online banking, mobile banking, telephone banking.

2. Business handling:

Bank counter: The customer shall fill in the Application Form of China Merchants Bank for Banking Transfer Business Functions in person, and submit the original of his all-in-one card and valid ID card.

Online personal banking professional version menu: all-in-one card → investment management → futures → bank futures transfer → modification of transfer limit

Online Personal Banking Popular Menu: Self service Transfer → Bank Time Transfer → Modify Transfer Limit

Mobile banking: My all-in-one card → self-service transfer → securities spot transfer → bank spot transfer → single limit/daily limit or my all-in-one card → investment management → securities spot transfer → bank spot transfer → single limit/daily limit

Telephone banking: 95555 → 1. Automatic voice service → All in one card (input card number and query password) → 3. Securities foreign exchange and investment business → 7. Bank futures transfer → select currency code → 4. Modify transfer limit

Futures end transfer control

The futures end transfer control function means that the customer can independently choose whether to open the futures company end transfer function through the bank end, including the futures end current to deposit and futures end deposit to current.

1. Acceptance channels: bank counter, online banking, mobile banking.

2. Business handling:
Bank counter: The customer shall fill in the Application Form for Transfer Control Function at Futures End of China Merchants Bank's Bank Futures Transfer Business, and submit the original of his all-in-one card and valid ID card.

Online personal banking professional version menu: all-in-one card → investment management → futures → bank futures transfer → futures end transfer control
Online personal banking public version menu: self-service transfer → bank futures transfer → futures end transfer control

Mobile banking: My all-in-one card → Self service transfer → Securities futures spot transfer → Bank futures transfer → Futures end transfer control or my all-in-one card → Investment management → Securities futures spot transfer → Bank futures transfer → Futures end transfer control

[Precautions]

1. The information provided by the customer when opening the futures margin account in the futures company shall be consistent with the information provided when opening the bank settlement account.

2. The bank futures transfer business does not support passbooks and credit cards.

3. The service time of the bank futures transfer business depends on the service time of the futures company, and the specific time is subject to the provisions of the futures company.

4. There can be no bank futures transfer transaction on the day when the customer closes the bank futures transfer business function.

5. To change the bank settlement account, the customer needs to first close the bank period transfer business function of the original bank settlement account, and then re-establish the bank period transfer business function of the new bank settlement account.

6. The customer does not need to enter the bank settlement account password when initiating the bank futures transfer business through the futures company channel.

7. Fund transfer of bank futures transfer business is received in real time.

8. There is no service charge for fund transfer of bank futures transfer business.