[Product Introduction]

　　 Overseas loans refer to the local and foreign currency loans directly granted by Bohai Bank to overseas enterprises (borrowers), or the local and foreign currency loans indirectly granted to overseas enterprises for more than one year (excluding one year, the same below) by means of financing funds from overseas banks. Overseas loan products include overseas working capital loans, overseas trade financing, overseas syndicated loans, overseas M&A loans and other business types.

　　 Product Advantages

　　 Advantage 1: meet the short-term or medium - and long-term financing needs of overseas enterprises for debt replacement, overseas procurement and other purposes

　　 Advantage 2: According to the specific situation of the enterprise, a variety of credit extension methods can be selected, including domestic parent company guarantee, pure credit unsecured, domestic margin or deposit receipt pledge.

　　 [Applicable objects]

　　 Manufacturing enterprises with overseas production and operation companies set up by multinational companies with overseas procurement platforms or investment and financing platforms

New economy enterprises and red chip listed enterprises with outstanding debts such as overseas bilateral loans, syndicated loans and overseas bonds

　　 [Procedure]

　　 Step 1 Overseas enterprises apply to Bohai Bank for overseas loan related credit and obtain corresponding credit approval.

　　 Step 2 Overseas enterprises shall sign corresponding overseas loan contracts with Bohai Bank, implement corresponding guarantee conditions (if any), complete relevant procedures of legal review, and open NRA or FTN accounts.

　　 Step 3 Bohai Bank will issue financing funds to overseas enterprises.