Product Definition

　　 Boyin Housing flash loan business refers to Small and micro entrepreneurs (shareholders) and self-employed business operators with housing As collateral, personal production and operation loans accepted through our online channel application, online assessment, online automated approval and offline standardization.  

　　 [Loan target]

　　 The borrower is a citizen of the People's Republic of China with full civil capacity and the borrower has reached the age of twenty One year old (inclusive), no more than sixty-five One year old.    

[Way of Guarantee]

　　 mortgage

[Loan Term]

　　 Longest ten year

[Loan Line]

　　 highest one thousand ten thousand

[Loan interest rate]

　　 Annualized interest rate （ Simple interest ） LPR Start, It can fluctuate up and down according to the loan term and phased preferential policies, LPR Subject to the announcement of the People's Bank of China and its authorized National Interbank Funding Center, specific Executive interest rate The final signed contract and IOU shall prevail.

[Repayment method]

　　 Equal principal and interest, equal principal, monthly interest payment and one-time principal repayment at maturity 、 “ Three year net interest ” 、 “ Independent principal ” And other repayment methods.

　　 (The above contents are for reference only. Customers applying for the above products and services shall be subject to the relevant regulations of the local branch of Bohai Bank. To save your time, please consult the local Bohai Bank or 95541。）