During the National Day, the central bank implemented the new policy of "loan recognition rather than house recognition" to loosen the property market. However, at present, the interest rate of 5.225% is applied to five-year deposits of commercial banks. For example, after the commercial banks implement a 70% discount on the five-year and above mortgage loans, the mortgage interest rate is only 4.5%.
【 Building materials network 】During the National Day, the central bank implemented the new policy of "loan recognition rather than house recognition" to loosen the property market. However, at present, the interest rate of 5.225% is applied to five-year deposits of commercial banks. For example, after the commercial banks implement a 70% discount on the five-year and above mortgage loans, the mortgage interest rate is only 4.5%. It is predicted that if all commercial banks implement the policy of "loan recognition rather than house recognition" in terms of housing loans, the motivation is insufficient. Although it has a certain boosting effect on the demand for improved housing, it has no obvious boosting effect on the demand for speculative housing. On the whole, the good news of the real estate policy cannot change the trend of falling house prices. Facts have proved that real estate transactions around the country during the National Day were flat and sluggish.
Since 2005, the overcapacity of the household industry has become increasingly serious, and small and medium-sized enterprises have successively closed down. Statistics show that in 2014 furniture The factory went bankrupt, and the current growth rate of the furniture industry slowed to 14.9%, and the growth rate in previous years basically remained at 20%. It is estimated that Fiberboard Demand continues to be sluggish. On the whole, the demand for fiberboard is low in the case of flat transactions in the property market. According to the statistics of Zhuochuang Information, the new capacity of fiberboard in September 2014 was 1.85 million cubic meters.
According to the statistics of Zhuochuang, the price of domestic fiberboard was stable as a whole on September 30, with a small increase in some parts. The price of some manufacturers in Henan and Shandong increased by 1-2 yuan/piece. The purchase pressure of fiberboard in southern China is relatively small, and the price is high and stable. Domestic 1220 * 2440 * 15mm, E1 grade, density 720, sanding MDF , the average ex factory price is 66.4 yuan/piece, up 0.4 yuan/piece; The average ex factory price of E2 MDF of the same specification was 52.8 yuan/piece, up 0.3 yuan/piece. Recently, due to busy farming and insufficient branches, the operating rate of fiberboard was insufficient. In addition, the rainy weather affected the northern region, and the manufacturer's inventory may continue to operate at a low level; Specifically, the inventory of manufacturers in Henan, Hebei, Jiangsu and other regions is low, and some specifications of products are out of stock. However, the author estimates that the shortage of branches may be relieved when the busy farming season ends in October. With the increase of operating rate in various regions and the low peak season in October, the inventory of fiberboard manufacturers may gradually increase.
In September, the supply of branches in the northern region was in short supply, which led to the increase in the prices of branches purchased by manufacturers. According to the data of Zhuochuang Information, the purchase price of branches in Shandong is 480-490 yuan/ton; The purchase price of branches in Hebei is about 520 yuan/ton; Henan is 470 yuan/ton, up about 50 yuan/ton; The mainstream purchase price of branches in Jiangsu is about 480 yuan/ton; The purchase price of branches in Fujian is 440-460 yuan/ton; 450-520 yuan/ton in Guangdong and Guangxi; The purchase price of branches in Yunnan is about 450 yuan/ton. Formaldehyde market rose slightly in a narrow range. The average price of formaldehyde market in Shandong was 1210 yuan/ton, 2.28% higher than that of last week. The average market price of formaldehyde in Hebei was 1222 yuan/ton, up 2.52% month on month.