The coordinated development strategy of Beijing Tianjin Hebei has been upgraded to a national strategy Over the past 10 years, the Agricultural Development Bank of China has thoroughly implemented the major decisions and deployment of the CPC Central Committee and the State Council on the coordinated development of Beijing, Tianjin and Hebei, based on the functional orientation of policy banks, aligned with the positioning, goals and layout of the coordinated development of Beijing, Tianjin and Hebei, focused on key areas, effectively increased policy financial support, and granted loans of nearly 940 billion yuan in total, We will make every effort to serve the coordinated development of Beijing, Tianjin and Hebei, and continue to reach a new level.

1、 Strengthen political responsibility and actively integrate into the overall strategic situation of Beijing Tianjin Hebei coordinated development

First, optimize the top-level design. Include support for Beijing Tianjin Hebei coordinated development in the Agricultural Development Bank of China The 2021-2025 Development Plan focuses on key areas such as Beijing Tianjin Hebei transportation integration, ecological environment protection, industrial transfer and upgrading, and is based on the main responsibility and main business to accurately meet financial needs. After the establishment of Xiong'an New Area in April 2017, the leading group of Agricultural Development Bank of China Xiong'an New Area was set up in May of the same year, and the lean forces were transferred to form the preparatory group of Hebei Xiong'an Branch. In July 2021, Hebei Xiong'an Branch was officially established to promote its own development plan to resonate with the coordinated development strategy of Beijing, Tianjin and Hebei. The second is to refine policy measures. The Opinions on the Implementation of Serving the Coordinated Development of Beijing, Tianjin and Hebei and the Opinions on Supporting the Construction of Xiong'an New Area in Hebei have been issued successively, and 19 specific measures and 7 differentiated credit policies have been introduced to serve the coordinated development of Beijing, Tianjin and Hebei from five aspects, including docking with national strategies and strengthening work measures, so as to create a policy based financial innovation experimental area in Xiong'an New Area. Third, deepen external cooperation. Deepen cooperation with national ministries and commissions by jointly holding work promotion meetings, signing cooperation agreements and other ways, establish strategic cooperation relationships with the people's governments of Beijing, Tianjin and Hebei, Hebei Xiong'an New Area Management Committee and relevant central enterprises, and strengthen cooperation in afforestation, water conservancy construction, rural land comprehensive renovation, underground comprehensive pipeline corridor construction, agricultural warehousing and logistics construction in Beijing, Tianjin and Hebei Make concerted efforts to jointly promote the national strategy to take root and form actual results.

2、 Adhere to innovation driven, improve the quality and efficiency of serving the coordinated development of Beijing, Tianjin and Hebei

First, innovate the business model. Give full play to the professional advantages of agricultural policy banks, unblock the bank government cooperation mechanism, scientifically design financing plans, superimpose financial, land and financial policies, support the cultivation of market-oriented operators, and fully promote the construction of agricultural and rural infrastructure. For example, in view of the widespread problems of scattered projects, weak subjects and low returns in the field of agricultural and rural infrastructure, innovative launch The Fuping model of "whole county promotion" is to "lean and fat" public welfare projects with no income or insufficient income and profitable projects with stable cash flow, so as to achieve project self balance and help the whole county promote the overall revitalization of the countryside. In 2022, the Fuping model of "whole county promotion" was selected as one of the ten innovation models of the Ministry of Agriculture and Rural Affairs. The second is to optimize the service mechanism. Adhere to the development of digital enabling business, give full play to the key supporting role of science and technology, establish a new mode of industry technology integration adapted to the new characteristics of the digital scene, and improve the level of customer service. For example, accelerate the construction and link extension of small and micro smart loan system, establish a digital ecosystem of the whole agricultural industry chain, and provide customers with scene based convenient financial services. In 2022, "Small and Micro Smart Loan System Construction Project Based on Blockchain+Big Data" won the second prize of the People's Bank of China's Financial Technology Development Award. Third, coordinated risk prevention and control. Follow the principles of foresight, timeliness and comprehensiveness, build a regional financial risk joint prevention and control mechanism, strengthen internal sharing of customer information, risk early warning information and prevention and control strategies, and achieve accurate identification, timely warning, rapid disposal and effective control of credit risks. For example, we will combine digital empowerment with professional management and control, strengthen system construction, promote the orderly flow of risk data across systems and lines, and improve regional collaborative risk prevention and control capabilities.

3、 Focus on key areas and continue to increase support for coordinated development of Beijing, Tianjin and Hebei

First, we will make every effort to ensure stable production and supply of grain and important agricultural products, and promote the quality and efficiency of the grain industry. Give full play to the regional advantages of convenient transportation between the main grain producing areas in Hebei and the main grain selling areas in Beijing and Tianjin, and ensure that Beijing Tianjin The "rice bag", "milk bottle" and "vegetable basket" are stably supplied. Over the past 10 years, a total of 172 billion yuan has been loaned to support the construction of a number of large-scale agricultural markets, logistics parks and agricultural characteristic industrial clusters. For example, a loan of 1.5 billion yuan was granted to support the construction of a number of projects, such as the Dabei Agricultural Biological Agriculture Innovation Park and the Gegu Jiawo Modern Agricultural Industry Demonstration Park, and to accelerate the construction of the grain "production, supply, storage, and marketing" system. Second, we will make every effort to serve urban and rural connectivity and help build and share infrastructure. Take the construction of transportation infrastructure as the starting point, and actively serve the integration of urban and rural areas and the equalization of public services. Over the past 10 years, a total of 389.5 billion yuan has been loaned to support the construction of a number of major infrastructure projects. For example, a loan of 2.53 billion yuan was granted to actively serve the construction of affordable rental housing in Tianjin, to solve the housing difficulties of new citizens and young people, and to help improve people's livelihood. Third, we will spare no effort to serve ecological conservation and protection, and promote the harmonious coexistence of man and nature. Focus on the "green barrier" ecological restoration in Beijing Tianjin Hebei, serve the construction of livable, employable and beautiful villages, and promote the construction of rural ecological civilization and green low-carbon development. Over the past 10 years, a total of 135.9 billion yuan of loans have been granted to support a number of comprehensive improvement of the ecological environment, construction of water conservancy facilities and key livelihood projects. For example, a loan of 200 million yuan was granted to support the comprehensive renovation of Daxing Airport Section, Langfang Section and Zhuozhou Section of Yongding River, improve the regional ecological environment, create a green river corridor, and boost the construction of "economic development belt" along the Yongding River. Fourth, we will spare no effort to serve the rapid growth of Xiong'an New Area and help relieve Beijing's non capital functions. Focusing on the "five new" goals of Xiong'an New Area, we will continue to innovate financial service methods and fully support the construction of Xiong'an New Area with high standards and quality. Since the establishment of Xiong'an New Area, a total of 15.8 billion yuan has been loaned to support the construction of a number of key projects such as resettlement housing and supporting facilities, and smart livelihood services. For example, 1.04 billion yuan of infrastructure fund will be invested to support the construction of the underground civil engineering project of Xiong'an New Area of Xiongxin High speed Railway through equity investment, and accelerate the construction of an integrated transportation network.