Is the owner fully responsible for paying medical expenses to the injured

1、 Is the owner fully responsible for paying medical expenses to the injured

If the driver accidentally hits others and is fully responsible, the owner can choose whether to bear the medical expenses.

relevant statute There is no mandatory provision on this behavior of the vehicle owner, and the vehicle owner has the right to make independent decisions.

Generally speaking, in the traffic accident It should be paid by the car insurance company insured by the owner of the insurance medical expense ；

However, in case of special circumstances, that is, the injured person is seriously ill, the owner can also advance some or all of the medical expenses required.

However, on the whole, we do not recommend paying medical expenses in advance immediately after bumping someone down.

Motor Vehicles liabilities for traffic accident Article 31 of the Regulations on Compulsory Insurance: An insurance company may compensate for the insurance benefits to the insured or directly compensate for the insurance benefits to the victim. However, if the insurance company needs to pay or advance the rescue expenses for rescuing the injured, the insurance company shall pay or advance the rescue expenses to the medical institution in a timely manner after verification after receiving the notice from the traffic management department of the public security organ. If the rescue fund management institution needs to advance the rescue expenses for rescuing the injured, the rescue fund management institution shall, after receiving the notice from the traffic management department of the public security organ, timely advance the rescue expenses to the medical institution after verification.

2、 What are the consequences of the owner not paying the medical expenses in advance

In the event that the owner of the vehicle is fully responsible for the accident, the emergency center or hospital must immediately carry out effective rescue operations on the premise that no other vehicle owner is the first to pay the medical expenses in advance. It is not allowed to delay rescue in any form due to the failure to pay the expenses required for treatment in time.

If the vehicle involved in the accident has legal compulsory third party liability insurance for motor vehicles, the insurance company shall pay all necessary first aid expenses according to the upper limit of relevant liability.

Article 75 of Road Traffic Safety Law

The medical institution shall rescue the injured in the traffic accident in a timely manner, and shall not delay the rescue because the rescue expenses are not paid in time. If the vehicle involved in the accident participates in the compulsory third party liability insurance for motor vehicles, the insurance company shall pay the rescue expenses within the limit of liability; If the rescue expenses exceed the limit of liability, if the vehicle fails to participate in the compulsory third party liability insurance or escapes after the accident, the social assistance fund for road traffic accidents shall advance part or all of the rescue expenses, and the administrative agency of the social assistance fund for road traffic accidents shall have the right to claim compensation from the person responsible for the traffic accident.

Law is a universal constraint, which not only protects our rights and interests, but also regulates our behavior. Each of us should fully understand and understand the law in order to better protect our rights and better live in this society ruled by law. As the title of this article raises the question, "Is the owner fully responsible for paying medical expenses to the injured?" The study and understanding of law is a long-term task, which needs our constant efforts and exploration. We should cherish this process and regard it as an opportunity for self-improvement so as to better adapt to social development and change.